TD · 1 day ago
Loan Processor IV - Mortgage Lending (HYBRID)
Charlotte, NC
Full-time
Hybrid
Senior Level
$24/hr - $33.50/hr
5+ years expTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. The Loan Processor IV provides support to the lending areas by reviewing the accuracy of mortgage and consumer loans from conditional approval to closing, ensuring all required documents are complete and accurate while managing borrower communications throughout the process.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Reviews all required documents, such as, borrower documents, D/U & LP findings, title and HOI for submission
Orders and follows up on all Third -Party needs. HOI, title, 4506T, payoffs, written verifications, subordinations etc
Processes most complex loans such as self-employed income, CEMA, condos and co-ops, Government, Right-Step, Jumbo and Wealth
Owns borrower communication on loan file from conditional approval to closing
Reviews all required documents, such as, borrower documents, D/U & LP findings, title and HOI for submission
May order or facilitates for ordering responsible for follow up and receipt of HOI, title, 4506T, payoffs, written verifications, subordinations etc
Validate all documents required by underwriting are present, accurately indexed and meet the stated underwriter requirements
Ensure all data fields required by underwriting are complete
Resolve 3rd party conditions on the loan
Interact with vendors providing service on the loan transaction, obtain necessary documentation including Home Owners Insurance providers, Title companies, Home Owners Associations
Ensure all services required for the loan transaction are ordered timely
Document all interactions on the loan transaction
May assist in training other Loan Processors
Expert system, industry and process knowledge
May coach and mento junior processors
May assist junior processors in processing loans
May pre-underwrite files
May function as manager delegate in certain circumstances
May serve as a subject matter expert for special projects
Qualification
Required
High school diploma or GED
5 plus years loan documentation experience
Demonstrated knowledge of Bank loan products and policies
Demonstrated knowledge of lending software
detail-oriented with the ability to multitask
Ability to handle heavy workload and meet stringent deadlines
Outstanding oral and written communication skills, with ability to interact effectively with all customers, both internal and external
Solid knowledge and understanding of states regulations
Proficient PC skills
Preferred
3-5 years loan processing experience
Experience processing Government loans, FHA, VA and USDA
Prior experience with Encompass
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
SVP, Chief Information Security Officer
Recent News
2026-01-11
Winnipeg Free Press
2026-01-09
2026-01-06
Company data provided by crunchbase