Marine Credit Union · 1 day ago
Outbound Central Consumer Loan Officer
United States
Full-time
Remote
Entry Level
1+ years expMarine Credit Union is seeking an Outbound Central Consumer Loan Officer to work from home. This role involves making outbound calls to solicit loan applications, evaluating borrower information, and providing exceptional member service throughout the loan application process.
Financial Services
Responsibilities
Make outbound calls to members to solicit loan applications
Interview consumer loan applicants. Assist member in completing loan applications over the phone and/or electronically
Collate, analyze, and evaluate information & documentation in support of loan applications
Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances
Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants
Correspond with members, applicants, and creditors to resolve questions regarding application information
Provide information on consumer loan products that best meet the member’s individual needs and circumstances
Help recommend the structure of loan pricing, terms, and amounts for individual borrowers
Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing. Manage loan closing process with customers
Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues
Notify applicant of loan decision. Inform prospective borrowers of loan commitments
Review regulations as they apply to installment loan security agreements
Provide exceptional member service to our members
Abide by all applicable policies, procedures, and regulations
Work proactively to build relationships necessary to meet set goals for the position
Effectively assist members through the loan application and approval process, educating them about loan issues as needed
Effectively prepare loan documentation for processing, ensuring it is complete and accurate
Assist in managing risk through diligence in the information gathering process
Provide timely, service-oriented feedback to applicants regarding the status of their loans
Perform assigned loan prospect calls to assist in meeting goals for the position
Qualification
Required
Provide information on credit union products and services to members according to all credit union policies and procedures, and Federal and State rules and regulations
Collate and analyze individual financial information in support of loan decisioning process
Evaluate and recommend loan approvals, denials, counteroffers, loan modifications, and debt restructuring based upon individual circumstances and data
Process required forms and related documentation for consumer loan products
Partners to approve or deny loan applications within prescribed parameters
Promote credit union products and services
Make outbound calls to members to solicit loan applications
Interview consumer loan applicants
Assist member in completing loan applications over the phone and/or electronically
Collate, analyze, and evaluate information & documentation in support of loan applications
Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances
Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants
Correspond with members, applicants, and creditors to resolve questions regarding application information
Provide information on consumer loan products that best meet the member's individual needs and circumstances
Help recommend the structure of loan pricing, terms, and amounts for individual borrowers
Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing
Manage loan closing process with customers
Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues
Notify applicant of loan decision
Inform prospective borrowers of loan commitments
Review regulations as they apply to installment loan security agreements
Provide exceptional member service to our members
Abide by all applicable policies, procedures, and regulations
Work proactively to build relationships necessary to meet set goals for the position
Effectively assist members through the loan application and approval process, educating them about loan issues as needed
Effectively prepare loan documentation for processing, ensuring it is complete and accurate
Assist in managing risk through diligence in the information gathering process
Provide timely, service-oriented feedback to applicants regarding the status of their loans
Perform assigned loan prospect calls to assist in meeting goals for the position
Preferred
One or more years of sales experience preferred
Company
Marine Credit Union
Marine Credit Union is built on the strong belief that members are more than a credit score and committed to providing financial services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Darrick Weeks
President/ CEO
Joe Liethen CPA
Chief Financial Officer
Recent News
2022-08-24
American Banker
2022-01-13
2022-01-10
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