Kalsee Credit Union · 1 day ago
Consumer Lending Manager
Portage, MI
Full-time
Onsite
Senior Level
5+ years expKalsee Credit Union is seeking a Consumer Lending Manager to guide and direct all lending activities within the organization. The role involves developing strategic plans, managing daily operations, ensuring compliance, and leading the lending team to achieve annual loan growth targets.
BankingFinanceFinancial Services
Responsibilities
Guides and directs all lending activities including consumer loan production, loan underwriting and loan quality
Must be able to develop a vision for KALSEE’s Consumer Lending Department and execute that vision by developing and implementing a strategic plan
Responsible for managing the day-to-day operation of the consumer loan department, including compliance with relevant state and federal laws
Effectively lead and coach team while displaying KALSEE values at all times
Must be goal oriented and willing to take an active role in moving KALSEE forward
Serves as Chairman of the Credit Committee
Develop and implement strategies that ensure KALSEE meets annual loan growth targets while maintaining acceptable delinquency and charge off ratios
Continually research and implement process improvements and efficiencies that make KALSEE’s lending practices as member friendly as possible
Supervise the processing and dispersal of loans to assure compliance with policy and regulations
Coach and develop lending and non-lending team on identifying good lending opportunities and cross selling other KALSEE products
Chair Credit Committee meetings, and communicate results to loan officers involved
Track and evaluate information that ensures high productivity of the lending team
Keep abreast of current industry trends and competition
Properly manage the interest rates on consumer loan products ensuring KALSEE stays competitive while preserving an acceptable rate spread
Make interest rate change recommendations to the ALCO Committee
Administer the indirect auto loan program, serving as one of the primary car-dealer contacts
Develop and maintain KALSEE loan policies including team adherence
Organize and lead meetings for the lending team as needed
Prepare and deliver employee reviews within stated deadlines
Act as loan officer daily as needed
Do drive-by inspections of homes for home equity loans as needed
Review all activities for compliance with established policies, procedures and regulations
Participate in annual training as required by the BSA/OFAC Compliance Officer
Perform other duties as assigned by the CEO or CLO
Qualification
Required
Guides and directs all lending activities including consumer loan production, loan underwriting and loan quality
Must be able to develop a vision for KALSEE's Consumer Lending Department and execute that vision by developing and implementing a strategic plan
Responsible for managing the day-to-day operation of the consumer loan department, including compliance with relevant state and federal laws
Effectively lead and coach team while displaying KALSEE values at all times
Must be goal oriented and willing to take an active role in moving KALSEE forward
Serves as Chairman of the Credit Committee
Develop and implement strategies that ensure KALSEE meets annual loan growth targets while maintaining acceptable delinquency and charge off ratios
Continually research and implement process improvements and efficiencies that make KALSEE's lending practices as member friendly as possible
Supervise the processing and dispersal of loans to assure compliance with policy and regulations
Coach and develop lending and non-lending team on identifying good lending opportunities and cross selling other KALSEE products
Chair Credit Committee meetings, and communicate results to loan officers involved
Track and evaluate information that ensures high productivity of the lending team
Keep abreast of current industry trends and competition
Properly manage the interest rates on consumer loan products ensuring KALSEE stays competitive while preserving an acceptable rate spread
Make interest rate change recommendations to the ALCO Committee
Administer the indirect auto loan program, serving as one of the primary car-dealer contacts
Develop and maintain KALSEE loan policies including team adherence
Organize and lead meetings for the lending team as needed
Prepare and deliver employee reviews within stated deadlines
Act as loan officer daily as needed
Do drive-by inspections of homes for home equity loans as needed
Review all activities for compliance with established policies, procedures and regulations
Participate in annual training as required by the BSA/OFAC Compliance Officer
Perform other duties as assigned by the CEO or CLO
Ability to effectively communicate and negotiate with people, both verbally and in writing
Aptitude for details and accuracy
Organizational ability to effectively complete multi-task assignments
Problem Solving Skills And Decision-making Capabilities
Conduct and dress oneself in a professional and business-like manner
Preferred
5-10 years of previous lending and underwriting experience including consumer loans, indirect lending, real estate, credit card, and lines of credit
Bachelors Degree in related coursework preferred
Previous management experience preferred
Company
Kalsee Credit Union
Kalsee Credit Union provides banking and financial services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Steve Shunkwiler
Chief Financial Officer
Sheldon Faworski CCUE, SPHR, SHRM-SCP
Chief Operations Officer
Recent News
2025-07-31
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