NMS · 1 week ago
Mortgage Underwriter - Hybrid
New York, NY
Full-time
Hybrid
Mid, Senior Level
$82K/yr - $93K/yrNMS is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State. This manual underwriting role involves decision authority and strong regulatory accountability, with a hybrid work model requiring a minimum of three days per week in-office.
RecruitingStaffing Agency
Responsibilities
Underwrite to program guidelines including SONYMA, Fannie Mae, and Freddie Mac
Approve, decline, suspend, or return residential mortgage submissions and document credit rationale
Underwrite first-lien and subordinate/second mortgages, including layered subsidy/DPA structures
Apply regulatory requirements and ensure audit-ready underwriting documentation
Maintain underwriting SLAs/KPIs and manage a high-volume, multi-program pipeline
Partner closely with processing, closing, management, and compliance/QC teams
Support pipeline tracking/reporting and help expedite units and closings as needed
Mentor and act as a technical resource to team members as needed
Perform other duties as required
Qualification
Required
Senior-level residential mortgage underwriting experience (role requires deep experience)
Strong knowledge of TRID/RESPA, fair lending, and related lending regulations
Ability to independently decision loans and defend credit decisions
Experience with affordable housing / mission-based lending programs and subsidy structures
Proficiency with Byte LOS and standard productivity tools
Company
NMS
NMS (National Mortgage Staffing), we specialize in providing top-notch direct hire and temporary recruitment services tailored to your company’s needs in the financial industry.
Founded in 2010
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Angela Gleason
Chief Executive Officer
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