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Renasant Bank · 14 hours ago

Senior Lending Assistant

US-MS-Madison

Full-time

Onsite

Mid, Senior Level

2+ years exp

Renasant Bank is a financial institution seeking a Senior Lending Assistant to support the Executive Officer, Branch Manager, or Loan Officer in various lending tasks. The role involves preparing loan documents, gathering financial data, assisting in loan closings, and maintaining confidential records.

BankingConsultingFinancial Services

Responsibilities

Prepare loan papers, documents, files, and correspondence

Aid the lender in collecting financial and related data in order for the lender to determine the general credit worthiness of the prospects and the merits of the specific loan request

Collect information which reflects the current credit worthiness of clients and the current merits of existing loans

Assist the lender by monitoring the overdraft list in his/her absence and calling for deposits as needed

Assist the lender in collection efforts through preparing correspondence and monitoring payments

Assist in preparing management reports including past due reports

Prepare all the necessary entries to book loans including loan proceeds checks

Assist loan customers on a daily basis with their deposit inquiries and problems

Follow-up on tickler exceptions

Responsible for keeping records and for preparing master note draws, construction lines of credits, and other business related lines of credit

Determine loan documentation and compliance documents needed for loans

Close loans on a regular basis

Assist lender in monitoring and collecting information needed for notes to be renewed

Assist in other branch assignments as needed

Assist in the preparation of loan presentations to the Loan Committee by packaging all the necessary reports and data that is needed by the Loan Committee to properly analyze the loan request

Responsible for the collection and maintenance of historical financial information. Write letters and telephonically instructs customer of stale financial information. Maintain a minimum of 3 years financial information on companies for indication of trends and peer comparisons for credit analysis

Responsible for reviewing loan documents prior to loan closing for compliance with all regulatory agencies and reviewing documents to check for proper documentation as it relates to bank policy

Assist with floor plan transactions and maintain floor plan records, balancing subsidiary to loan records on a monthly basis

Perform collections duties on past due loans over 16 days outstanding; consists of phone calls to the customer and preparation and mailing of collection letters

Prepare and maintain credit files on lines of credit over a designated amount

Lending limits may be assigned at the discretion of the Executive Officer

Perform other related duties as assigned

Qualification

DecisionProNCinoMicrosoft WordMicrosoft ExcelBasic accounting knowledgeTechnical proficiencyOrganizational skillsInterpersonal skills

Required

High school diploma or equivalent required

Minimum of 2 years job related experience

Ability to operate a personal computer using Microsoft Word and Excel

Basic knowledge of accounting

Ability to deal tactfully and effectively with customers issues as well as co-workers

Technical knowledge and proficiency to handle the activities and responsibilities of the job

Excellent organizational skills and ability to multi-task

Preferred

Ability to use DecisionPro and nCino, with a working knowledge of SBLU, BBLU, CLU, and the LSP highly preferred (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and the Loan Submission Package)