TD Securities · 23 hours ago
Loan Processor IV - Mortgage Lending (HYBRID)
Charlotte, NC
Full-time
Hybrid
Senior Level
$24/hr - $33.50/hr
5+ years expTD Securities is one of the world's leading global financial institutions, and they are seeking a Loan Processor IV to provide support in reviewing the accuracy of mortgage and consumer loans from conditional approval to closing. The role involves validating documents, ensuring compliance with underwriting requirements, and maintaining communication with borrowers and third-party vendors.
BankingFinanceFinancial Services
Responsibilities
Reviews all required documents, such as, borrower documents, D/U & LP findings, title and HOI for submission
Orders and follows up on all Third -Party needs. HOI, title, 4506T, payoffs, written verifications, subordinations etc
Processes most complex loans such as self-employed income, CEMA, condos and co-ops, Government, Right-Step, Jumbo and Wealth
Owns borrower communication on loan file from conditional approval to closing
Reviews all required documents, such as, borrower documents, D/U & LP findings, title and HOI for submission
May order or facilitates for ordering responsible for follow up and receipt of HOI, title, 4506T, payoffs, written verifications, subordinations etc
Validate all documents required by underwriting are present, accurately indexed and meet the stated underwriter requirements
Ensure all data fields required by underwriting are complete
Resolve 3rd party conditions on the loan
Interact with vendors providing service on the loan transaction, obtain necessary documentation including Home Owners Insurance providers, Title companies, Home Owners Associations
Ensure all services required for the loan transaction are ordered timely
Document all interactions on the loan transaction
May assist in training other Loan Processors
Expert system, industry and process knowledge
May coach and mento junior processors
May assist junior processors in processing loans
May pre-underwrite files
May function as manager delegate in certain circumstances
May serve as a subject matter expert for special projects
Qualification
Required
High school diploma or GED
5 plus years loan documentation experience
Demonstrated knowledge of Bank loan products and policies
Demonstrated knowledge of lending software
detail-oriented with the ability to multitask
Ability to handle heavy workload and meet stringent deadlines
Outstanding oral and written communication skills, with ability to interact effectively with all customers, both internal and external
Solid knowledge and understanding of states regulations
Proficient PC skills
Preferred
3-5 years loan processing experience
Experience processing Government loans, FHA, VA and USDA
Prior experience with Encompass
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
TD Securities
TD Securities is an investment banking that offers global transaction, M&A advisory, foreign exchange, and equity research services.
5001-10000 employees
H1B Sponsorship
TD Securities has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (70)
2024 (49)
2023 (37)
2022 (31)
2021 (27)
2020 (30)
Funding
Current Stage
Late StageLeadership Team
Rona Ambrose
Deputy Chairwoman
Recent News
2026-01-14
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