American Commercial Bank & Trust ยท 3 days ago
Electronic Banking Associate
American Commercial Bank & Trust is currently seeking candidates for a newly added role in their bank group for an Electronic Banking Associate. This role is responsible for processing electronic payments, ensuring compliance with regulations, and providing excellent customer service to both internal and external clients.
BankingFinanceFinancial Services
Responsibilities
Process incoming and outgoing domestic and foreign wires, following internal policies and protocols to ensure accuracy and timeliness
Process and monitor ACH transactions including reversals, disputes and daily transaction posting
Provide professional internal and external customer service to Bank clients, internal stakeholders, and vendors and business partners
Research all electronic payment transaction types
Work with correspondent banks daily and establishing positive working relationships with key contacts
Daily balancing / reconciling of wire and ACH accounts, including researching and resolving any discrepancies
Maintain and organize accurate documentation for audit and examination readiness
Process all transactions within bank policy and adherence to regulatory compliance, including BSA, OFAC and electronic payment regulations
Qualification
Required
High School diploma required
Seeking 3+ years of Bank experience and general banking knowledge
Ability to work independently and multitask in a fast-paced and deadline-driven environment
Excellent customer service attributes - responsive, accurate, professional and courteous, excellent follow-through
Keen desire and ability to pursue continued learning and strong retention level
Ability to solve problems and consider all and best options for resolution and action
Strong organizational skills
Strong research and investigation skills
Ability to work as a team player with a positive attitude
Knowledge of electronic payment rails including but not limited to wire and ACH
Strong attention to detail
Good written and verbal communication skills
Preferred
Direct experience in wire transfers, ACH or deposit operations is not required but highly desirable
Some college business coursework helpful
Prior experience in or knowledge of electronic payment rails such as wire transfers and ACH is highly desirable
Familiarity with banking regulations, including OFAC
Benefits
Medical, dental and vision coverage
Life/STD/LTD plans
Flexible Spending Account
401k with company match + ESOP
Paid vacation
Sick time
Holidays