Chime · 13 hours ago
Senior Data Analyst, Credit Risk
San Francisco, CA
Full-time
Hybrid
Mid, Senior Level
$141K/yr - $195K/yr
4+ years expChime is a financial technology company dedicated to helping individuals achieve financial progress. They are seeking a Senior Data Analyst to join their Credit Risk team, where the main responsibilities include managing underwriting and risk performance for lending products, developing credit policies, and collaborating across various departments to enhance credit risk initiatives.
BankingFinancial ServicesFinTech
Responsibilities
Be responsible for the underwriting, risk management and performance of various lending products; specifically installment loans
Develop credit policies and continuously iterate to improve credit product approval criteria and line assignment strategies
Design, develop, test, refactor and scale backend implementation of new and existing risk strategies for consumer credit products
Devise and apply various analytical tools and techniques to validate risk models and strategies. Leverage external and internal Chime data to build credit models and policies in partnership with our Data Science team
Leverage external and internal Chime data to build credit models and policies in partnership with our Data Science team
Collaborate with various data teams to build data infrastructure and establish reporting dashboards that will help senior management understand credit risk trends and exposures
Collaborate with cross functional teams (product, finance, legal , compliance and marketing, engineering ) across the company to assess and implement new credit risk initiatives
Qualification
Required
4+ years of analytical experience, preferably at a FinTech company
2+ years of experience in a Credit Risk or related roles
Advanced SQL skills and Microsoft Excel skills
Exceptional detail-orientation and organizational skills
The drive to work in a fast-paced environment and exceed ambitions deadlines while ensuring flawless completion
A passion for Chime's mission
Preferred
Experience in Python preferred
Bachelor's or Master's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics is preferred
Benefits
401k match
Great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
Company
Chime
Chime is a financial technology company that offers mobile banking services.
1001-5000 employees
H1B Sponsorship
Chime has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (1)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$2.77BKey Investors
Sequoia Capital Global EquitiesDST GlobalMenlo Ventures
2025-06-12IPO
2025-03-01Debt Financing· $475M
2023-07-28Secondary Market
Leadership Team
Chris Britt
Founder and CEO
Ryan King
Co-Founder
Recent News
Business Wire
2026-01-07
2026-01-03
Company data provided by crunchbase