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NBH Bank · 3 hours ago

Credit Review Appraiser

Denver, CO

Full-time

Onsite

Senior Level

$78K/yr - $90K/yr

5+ years exp

NBH Bank is committed to equity, diversity, and inclusion while promoting sustainable community growth. As a Review Appraiser, you will ensure compliance with appraisal standards and communicate findings effectively, playing a critical role in supporting the bank's credit risk management practices.

BankingFinanceFinancial Services

Responsibilities

Utilize the Mercury Network for tracking residential real estate appraisals / evaluations

Review appraisals / evaluations to ensure compliance with USPAP and FIRREA, as well as reasonableness of concluded value(s)

Interact with others (associates, management, clients, and vendors in a professional and tactful manner including treating them with respect and consideration regardless of their status or position

Work independently to address issues relating to an appraisal and make sound recommendations to management as they relate to risk

Communicate appraisal conclusions verbally and in writing

Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements

Ensure appraisal values are reasonable and supportable

Support sound Credit Risk Management practices by protecting the bank’s collateral position by helping to validate appropriate loan-to-values during the underwriting process

Qualification

State appraiser certificationUSPAP knowledgeFIRREA knowledgeReal estate valuationComputerized appraisal systemsAnalytical thinkingMathematical conceptsEffective communicationTime managementDecision making

Required

5+ Years of relevant work experience

Associates degree or related work experience may substitute for education

State appraiser certification / license in good standing (no disciplinary actions) in at least one of the bank's primary market areas (Colorado, Kansas and / or Missouri)

Preferred

7+ years of relevant work experience

Bachelor's degree, or equivalent related work experience

Proficient level of knowledge regarding the Uniform Standards of Professional Appraisal Practice (USPAP), FIRREA, and federal and state appraisal regulations

Prior experience with a computerized real estate appraisal ordering / tracking system

Proficient level of understanding regarding real estate valuation principles and procedures

Prior bank experience