Cable Insurance Company · 5 days ago
Director of Underwriting - Commercial Auto/ Livery
Miami-FTL Area
Full-time
Onsite
Senior Level, Lead/Staff
$115K/yr - $130K/yr
10+ years expCable Insurance Company is seeking a Director of Underwriting for their Commercial Auto and Livery portfolio. The role involves strategic leadership, operational oversight, and ensuring underwriting discipline and profitability while collaborating with various departments to align practices with the company's objectives.
Auto InsuranceInsuranceProperty Insurance
Hiring Manager
Cassandra Krasne
Responsibilities
Exercise oversight for underwriting of new and renewal business in accordance with underwriting guidelines, procedures, and service standards
Provide referral underwriting support and final authority within established authority limits
Review, direct, and monitor application of underwriting policy, pricing, and risk selection
Conduct and oversee periodic underwriting file audits to ensure compliance, accuracy, and quality
Maintain policy quality control and underwriting integrity across all products
Ensure adherence to state insurance regulations and underwriting guidelines
Participate in development and maintenance of underwriting guidelines and manuals
Ensure underwriting profitability, growth, and operational efficiency aligned with organizational goals
Establish financial control guidelines, underwriting metrics, tools, and best practices
Analyze and report underwriting performance using current and future systems
Monitor loss trends, rate adequacy, mix of business, and portfolio concentration
Partner with actuarial, finance, and claims to drive corrective action when needed
Monitor underwriting workloads and productivity across underwriters and underwriting assistants
In coordination with the CUO, develop short- and long-term product and program strategies
Establish policies, analyses, and frameworks to support new product development
Participate with senior management in underwriting policy, marketing, and business strategy development
Support evaluation and launch of new programs, coverages, and underwriting initiatives
Participate in policy form development and underwriting rule changes
Demonstrate leadership by fostering a culture of teamwork, respect, accountability, and inclusion
Coach, lead, and develop underwriting managers, underwriters, and underwriting assistants
Oversee training programs for new hires and ongoing professional development
Ensure underwriting managers are clearly accountable for managing underwriters and underwriting assistants
Provide performance evaluations, feedback, and development planning for team members
Support succession planning and talent pipeline development
Evaluate and support implementation and optimization of underwriting technology platforms
Partner with IT and operations to improve workflow efficiency, data accuracy, and scalability
Ensure underwriting systems support business, regulatory, and reporting needs
Identify process improvement opportunities and lead operational enhancements
Collaborate closely with Claims to ensure alignment between underwriting intent and claims outcomes
Participate with senior management on claims trends, coverage interpretation, and risk mitigation
Support development and maintenance of client, and broker relationships
Provide underwriting guidance in support of profitable agency and broker partnerships
Participate in agency meetings, audits, and strategic discussions as needed
Monitor and report underwriting results against the Company’s business plan
Provide clear, accurate, and timely underwriting performance reporting to senior leadership
Present underwriting trends, risks, and opportunities to executive leadership
Support enterprise risk management and audit activities
Participate in cross-functional leadership initiatives
Support regulatory exams, audits, and internal reviews
Perform other duties as assigned consistent with the role
Qualification
Required
Bachelor's degree in Business, Insurance, Risk Management, or related field
10+ years of Commercial Auto underwriting experience, with strong Livery specialization
5+ years of underwriting leadership or management experience
Deep knowledge of commercial auto/livery risk selection, pricing, coverage, and regulatory environments
Strong financial, analytical, and portfolio management skills
Proven leadership, coaching, and organizational development ability
Experience working with underwriting systems and technology platforms
Preferred
Master's degree in Business, Insurance, Risk Management, or related field
Company
Cable Insurance Company
Cable Insurance Company is an insurance agency that offers limo, auto, and shuttle bus insurance services.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase