Guild Mortgage · 1 week ago
Loan Officer
Guild Mortgage Company is a mortgage banking firm dedicated to providing affordable home financing for customers. The Loan Officer is responsible for managing borrower relations, processing loan applications, and ensuring compliance with underwriting standards.
Consumer LendingLendingMortgageReal Estate
Responsibilities
Obtain an accurate and thorough 1003
Collect supporting documentation from borrower:
30-day paystubs
2 years tax returns
Last 2 years W2’s
Award letters, disability, trust income, etc
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame
Obtain accurate AUS findings
Analyze credit report and financial scenario, determining appropriate loan product(s)
Determine (price) a profitable loan and communicate fees to ops team
Submit a complete loan package to processing
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval. Lock in rate
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing
Coordinate, create, track and distribute marketing materials
Manage client and referral partner databases
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer
Qualification
Required
High school diploma or equivalent required
At least two years of experience in Mortgage lending or related field
Active NMLS License
Ability to manage multiple priorities, strong detail orientation and highly organized
Works with a strong sense of urgency and responsiveness
Passionate about delivering excellence in customer service
Demonstrated patience and professionalism when interacting with both internal and external customers
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required
Strong verbal and written communication skills
Benefits
Medical
Dental
Vision
Life insurance
AD&D
LTD
401(k) with employer match
Company
Guild Mortgage
Guild Mortgage is a growing mortgage company that offers residential mortgage products as well as local in-house origination and servicing.
Funding
Current Stage
Public CompanyTotal Funding
unknown2025-06-18Acquired
2020-10-21IPO
Leadership Team
Recent News
HousingWire.com
2026-01-06
2025-12-17
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