AutoNation · 1 day ago
Fraud Analyst 1
Irving, TX
Full-time
Onsite
Entry Level
2+ years expAutoNation is one of the largest automotive retailers in the United States, offering innovative products and exceptional services. The Fraud Risk Analyst I supports the fraud prevention efforts by analyzing applications, identifying potential fraud indicators, and assisting in investigations related to automotive lending.
AutomotiveCustomer ServiceRetail
Responsibilities
Review loan applications flagged for increased risk of synthetic identity theft, traditional identity theft, Bust Out and other forms of fraud
Conduct detailed analysis of high-risk applications, including verification of customer information, document validation, and analysis of third-party fraud detection tools
Utilize fraud scoring systems and internal data to identify patterns and red flags indicative of identity theft
Collaborate with the Underwriting team to provide insights and recommendations on applications with heightened fraud risk
Perform thorough background checks and research using public records, credit reports, and other relevant sources to assess the legitimacy of applicant information
Stay current on emerging fraud trends and techniques, particularly in synthetic identity fraud, and update procedures and analysis techniques as necessary
Review EPD and FPD charge-offs for potential buyback and understanding of current fraud trends/exposure
Document findings and maintain detailed case files on investigated applications for audit and reporting purposes
Provide recommendations for process improvements to enhance fraud detection at the front-end of the application process
Assist in the development and implementation of training materials and fraud awareness programs for underwriters and other relevant teams
Report to senior management on key fraud trends, patterns, and mitigation strategies
Assist in reviewing transactions and basic trend analysis to detect suspicious patterns
Assist in preparing case summaries, documentation, and reports used by management for decision-making
Follow fraud mitigation procedures and support compliance with internal policies and regulatory requirements
Collaborate with credit, funding, and collections teams to gather information and clarify discrepancies
Maintain accurate records of fraud reviews and ensure timely updates in fraud tracking systems
Participate in team meetings, training sessions, and ongoing education related to fraud detection and regulatory guidelines
Provide professional communication to internal stakeholders regarding findings and documentation needs
Qualification
Required
Bachelor's degree in Finance, Business, Criminal Justice, or a related field preferred
2+ years of experience in fraud detection, risk management, or a related role in financial services
Strong analytical skills with the ability to interpret and analyze large amounts of data
Familiarity with fraud detection tools and software, including fraud scoring models and credit bureau data
Knowledge of synthetic identity theft, traditional identity theft, and other common fraud tactics
Strong attention to detail and the ability to identify inconsistencies and red flags in applications
Excellent communication skills, with the ability to collaborate effectively with Underwriting and other cross-functional teams
Proficient in Microsoft Office Suite – (Intermediate) (Excel, Word, PowerPoint) and familiarity with fraud-related software systems
Ability to work independently and manage multiple investigations simultaneously in a fast-paced environment
Intermediate analytical and data-review skills with the ability to identify inconsistencies or anomalies in application details or documentation
Foundational understanding of auto finance processes or willingness to learn industry fraud patterns
Ability to examine loan applications and supporting documents for potential misrepresentation
Strong attention to detail, organization, and written documentation skills
Clear communication skills with the ability to provide concise summaries or ask clarifying questions
Ability to work well within a team and collaborate across business units when gathering information
Ability to follow procedures, exercise sound judgment, and know when to escalate concerns
Comfortable working in a fast-paced environment with multiple competing priorities
Interest in developing stronger analytical, risk assessment, and fraud-detection capabilities
Preferred
Experience in the auto lending industry is a plus
Knowledge of regulatory requirements related to identity verification and fraud detection
Strong investigative and problem-solving skills
Benefits
Competitive compensation and 401k matching
Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.
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Company
AutoNation
AutoNation is an automotive retailer that buys and sells a selection of cars for the automotive industry.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$700M2025-05-21Post Ipo Debt· $700M
1999-04-06IPO
Leadership Team
Thomas Szlosek
Executive Vice President and Chief Financial Officer
Jeff M Parent
Chief Operating Officer
Recent News
The Motley Fool
2025-12-18
Maryland Daily Record
2025-12-17
2025-12-11
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