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Beal Bank USA · 2 days ago

Financial Analyst

Plano, TX

Full-time

Onsite

Entry, Mid Level

1+ years exp

Beal Bank USA is seeking a Financial Analyst to support their funding, treasury, and liquidity management functions. The role involves analytical tasks, evaluation of vendor financial positions, and reporting on retail banking competitors while working closely with senior professionals in the bank.

BankingCommercialFinanceFinancial ServicesReal Estate InvestmentRetirement

Responsibilities

Analytical tasks related to Bank operations, liquidity management and retail banking using Excel model building and maintenance of existing financial models

Evaluation of the financial position and operating condition of existing and potential critical vendors

Monitoring and reporting on the advertising, marketing and rate setting behavior of retail banking competitors

Provide data collection, analysis and reporting support related to funding, treasury and liquidity management functions

Collect, aggregate and deliver input data required by our third-party asset liability management (AML)/Interest Rate Risk vendor on a regular basis

Receive, analyze and distribute reports and results received from our third-party AML/Interest Rate Risk partner

Be a primary point-of-contact to the brokered CD issuance process

Assistance in the evaluation and implementation of internal and external tools to improve the efficiency of certain bank functions

Review existing bank operating processes and/or third-party relationships for efficiencies and/or cost savings

Assist the finance team in the developing and analyzing flexible financial models and perform ad hoc financial forecasting, analyses and modeling

Maintain scenario analyses integrating various hypothetical “what if” scenarios (e.g., changes in interest rates, market volatility, and potential acquisitions or divestures)

Prepare analytical reports and presentations for distribution to the Board of Directors, executive management and various regulatory bodies

Retrieve and manipulate data from multiple sources and produce relevant analyses and charts at the request of the COO and other senior management

Participate in various process improvement activities and other special projects (e.g., bank presentations, stress testing and liquidity analyses)

Additional projects as assigned by manager

Qualification

Financial AnalysisExcel ModelingMicrosoft SQLBusiness Intelligence SoftwareCommunication SkillsAttention to DetailProblem SolvingWork Ethic

Required

Bachelor's degree in Finance or other quantitative disciplines required

Excellent technical and analytical/quantitative skills

Strong verbal and written communication skills with an ability to explain complex matters to multiple constituencies

Ability to see the 'big picture' while maintaining a high attention to detail

Ability to develop creative solutions to problems with an interest in identifying, studying, and improving complex work processes

Exceptional work ethic, with an ability to function effectively with deadlines and minimal supervision

Must have strong proficiency with Microsoft Office suite

Preferred

MBA or Master's degrees in Finance or other quantitative disciplines is a plus

1-3 years of experience in the financial industry, with specific experience in the banking industry strongly preferred

Advanced Excel skills strongly preferred

Experience with Microsoft SQL and/or Business Intelligence software is a significant plus

Benefits

Medical, dental and vision coverage

401K with company match

11 paid holidays

Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis

Applicant may be eligible for annual discretionary bonus

Company

Beal Bank USA

Founded in 1988, the Beal Bank family of companies is headquartered in Plano, TX (near Dallas) and comprises one of the largest private financial institutions in the U.S.

Founded in 1988

Plano, Texas, USA

201-500 employees