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CrossCountry Mortgage, LLC · 16 hours ago

Pre-Approval Specialist

LC11168 - 1120 South Rackham Way, Meridian, ID

Full-time

Onsite

Mid Level

3+ years exp

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees. The Pre-Approval Specialist serves as a liaison between internal and external clients, overseeing the loan process to assist borrowers in finding the best financial program.

FinanceFinancial ServicesLendingMortgage

Responsibilities

Provide superior customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents

Review and audit income, assets, run DU, and verify credit documentation within mortgage file to ensure loan stability

Review mortgage loan disclosure packages and deliver to borrower, includes but not limited to rate disclosure and re-disclosure packages

Assist in managing a pipeline consisting of Conventional, FHA, VA and USDA loans, along with 203k, Jumbo, and reverse mortgage products

Ensure structure of the loan presents the best program based on the borrower’s financial circumstances

Review the file for any missing documentation that best supports approval

Communicate loan program and costs with borrowers. (License required for this duty to be performed.)

Pre-underwrite items to help support approval of the loan (paystubs, credit reports, W2’s bank statements, court orders, etc.)

Input feed for disclosures, present, and set up loan to best fit borrower’s needs

Qualification

Residential mortgage processingEncompass LOSRESPA guidelines knowledgeDULP knowledgeMath skillsPrioritization skillsCommunication skillsTime management skills

Required

Bachelor's degree and/or equivalent combination of education/experience

3-5 years residential mortgage processing experience

Knowledge of RESPA guidelines and all mortgage and consumer regulations

Knowledge of DU, LP, Microsoft Outlook, and Windows

Excellent math and analytics skills

Excellent communication skills

Excellent prioritization and time management skills to meet deadlines

Preferred

Experience with Encompass LOS

Prior underwriting or processing experience

Benefits

Medical

Dental

Vision

401K

Company-provided short-term disability

Employee assistance program

Wellness program

Company

CrossCountry Mortgage, LLC

Glassdoor3.5

Back in 2003, our founder and CEO, Ron Leonhardt, started CrossCountry Mortgage with one goal: become a nationwide mortgage lender that helps people with clear and fast home loans.

Founded in 2003

Cleveland, Ohio, USA

5001-10000 employees