Apply on Employer Site

The Cape Cod Five Cents Savings Bank · 13 hours ago

Credit Analyst I

Leominster, MA

Full-time

Onsite

Entry Level

1+ years exp

The Cape Cod Five Cents Savings Bank is seeking a Credit Analyst I to identify potential credit risks associated with commercial borrowers through financial analysis. This role involves collaborating with Commercial Lenders to mitigate risks and requires performing credit analysis and administration duties.

BankingLendingWealth Management

Growth Opportunities

Responsibilities

Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations

Provides independent input in the process of risk rating commercial borrowers

Responsible for annual review date tracking for commercial customers

Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor

Responsible for accurately completing credit analysis with basic levels of complexity

Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed

Other duties as assigned

Qualification

Financial AnalysisCredit Risk AssessmentMicrosoft OfficeLearning AgilityProblem SolvingVerbal CommunicationWritten CommunicationCritical ThinkingAdaptability

Required

Bachelor degree required; major in accounting or finance preferable

Must have cyber security awareness to protect the digital environment, the Bank, and customers

Problem Solving

Verbal and Written Communication

Critical Thinking Skills

Adaptability

Eager Learner

Learning Agility

Preferred

One to two years of banking or business experience preferred

Understanding of all Microsoft Office applications

Ability to handle multiple priorities and significant workload

Ability and willingness to produce high quantity and high quality work

Company

The Cape Cod Five Cents Savings Bank

Cape Cod 5 is a community bank with over $5.7 billion in assets committed to supporting its customers wherever they are – in the world and on their life journey – through its full-service digital offerings or in person at one of its locations throughout Cape Cod, Nantucket, Martha’s Vineyard and Southeastern Massachusetts.

Founded in 1855

Harwich Port, Massachusetts, USA

501-1000 employees