Axos Bank · 1 week ago
Portfolio Analyst I
San Diego, CA
Full-time
Onsite
New Grad, Entry Level
$22/hr - $30/hr
0+ years expAxos Bank is seeking a Portfolio Analyst I to support Credit & Portfolio Management functions by managing a portfolio of consumer loans using a risk-based approach. The role involves conducting risk-based loan reviews, ongoing asset monitoring, and collaborating with cross-functional teams to ensure oversight of high-risk loans.
Banking
Responsibilities
Conduct risk‑based SFR loan reviews, including analysis of collateral, borrower performance, guarantor strength, and adherence to risk‑rating policies
Perform ongoing asset monitoring, ensuring accuracy of valuations, credit reports, delinquent tax tracking, property inspections and other portfolio diligence requirements
Support loan workout strategies through research, data validation, and documentation to assist the Special Assets Manager in determining appropriate action plans
Prepare and maintain quarterly strategy updates and asset‑level notes for loans assigned to Special Assets, ensuring timely and complete documentation in systems such as Salesforce
Execute escalation procedures when identifying errors or borrower harm, including root‑cause analysis, scoping review periods, and preparation of compliance self‑reported finding packages
Track and monitor delinquency metrics, identifying trends, potential borrower distress, and accounts requiring immediate action or additional review
Collaborate cross‑functionally with Portfolio Management and Consumer Collections business units, and Special Assets leadership to ensure coordinated oversight of criticized or high‑risk loans. Assist with risk‑rating recommendations, including analysis of distressed loans, including preparation of supporting documentation
Support loan modification processing by gathering documentation, validating borrower hardship or performance concerns, and preparing packets for approval where required
Participate in preparation for watchlist reviews, SFR scoping cycles, and ongoing credit reporting, ensuring accuracy of data inputs and adherence to established scoping criteria
Maintain clear borrower and internal communication as delegated, following Special Assets protocols for contact levels and communication restrictions
Qualification
Required
Bachelor's degree in Economics, Finance, or Business Administration
0–2 years of experience in mortgage servicing or underwriting
Benefits
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Company
Axos Bank
Axos Bank is an online bank that assists consumers and businesses in managing their finances.
1001-5000 employees
H1B Sponsorship
Axos Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (24)
2024 (27)
2023 (25)
2022 (14)
2021 (2)
Funding
Current Stage
Late StageLeadership Team
Raymond Matsumoto
Executive Vice President - Chief Operating Officer
Recent News
2026-01-17
2026-01-05
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