Upstart · 14 hours ago
Staff Analyst, Competitive Pricing
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As the Staff Analyst on the Marketplace Analytics team, you will lead the Competitive Pricing program, manage data sources, and provide strategic insights on pricing competitiveness within the broader market.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead the end-to-end competitive intelligence program, including managing internal and external data sources and vendor relationships
Integrate disparate data sources (surveys, internal "comparison data, and third-party reports) into a single, cohesive narrative regarding our pricing versus the broader market
Serve as the primary voice to leadership on comp pricing providing high-stakes insights for everything from day to day understanding to board meetings and earnings calls
Lead the roadmap to expand competitive pricing coverage from Personal Loans into all nascent products (Auto, Home, etc.)
Translate competitive gaps into actionable pricing recommendations, helping the team decide when to lean in or pull back based on market movements
Think critically about the end-to-end system, modeling and reasoning about how pricing changes interact with risk assessment, underwriting policies, loan funding mechanisms, and other parts of the business
Qualification
Required
Strong analytical and quantitative background with at least 8+ years of professional experience in analytics, data science, or a related quantitative field
Proficiency in data analysis tools, particularly SQL and Python/R
Experience with BI/visualization tools (e.g., Looker, Tableau, Mode)
Degree in a quantitative field such as Economics, Statistics, Mathematics, Engineering, Data Science, Operations Research, or a related area
Excellent problem-solving skills with the ability to tackle complex, ambiguous problems with a structured approach
Strong communication and presentation skills, with the ability to articulate complex analytical concepts to diverse audiences
Demonstrated ability to think critically about business problems and the systems they operate within
Experience with survey data
Preferred
Experience specifically in competitive pricing, pricing analytics, revenue management, or marketplace optimization
Experience in technology, fintech, lending, or two-sided marketplace companies
Deep understanding of statistical methods and causal inference techniques
Proven ability to influence strategic decisions through data-driven insights and narratives, especially at the leadership level
Experience collaborating effectively with Product Management and Engineering teams
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
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