Credit Review Officer jobs in United States
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SMBC Group · 2 weeks ago

Credit Review Officer

SMBC Group is a top-tier global financial group offering a diverse range of financial services. They are seeking a Credit Review Officer to independently review and monitor the quality of the credit portfolio within the SMBC Americas Division, ensuring adherence to processes and regulatory requirements.

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Responsibilities

Execute and lead exams to independently challenge and assess the credit and financial strength of borrowers to determine if internal ratings and levels of credit exposure are acceptable
Perform continuous monitoring of credit portfolios and document findings which will be communicated to management and the Audit Committee of the Board
Prepare work papers, document exam results and conclusions
Monitor adherence to documentation, limits and risk mitigants including review of covenants and perfection of collateral
Ensure that exams are performed in accordance with policies and procedures
Analyze findings and formulate conclusions and advice

Qualification

Credit risk managementCredit analysisBank regulations knowledgeLending products knowledgeAnalytical skillsCommunication skillsOrganizational skillsWork independentlyFlexibility

Required

Bachelor's and/or Masters' degree with minimum of 10 years of work experience in credit risk management, underwriting, lending or review with experience in diverse sectors including corporates and industrials, commercial real estate, energy, financial institutions, leasing, structured finance, rail finance, or subscription financing
Knowledge in credit analysis, accounting, corporate finance and/or research
Knowledge of bank regulations as it relates to lending and risk management
Knowledge of lending products, as well as capital markets/traded products
Understanding of credit/loan documentation
Strong organizational skills and the ability to manage multiple assignments concurrently
Highly motivated with strong academic background
Strong analytical and communication skills
Ability to work independently within a team structure
Flexibility with the ability to learn quickly

Preferred

Experience with credit/loan risk review process preferred
Formal credit training a plus

Benefits

Annual discretionary incentive award
Competitive portfolio of benefits

Company

SMBC Group

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SMBC Group is a top-tier global financial group.

H1B Sponsorship

SMBC Group has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (160)
2024 (87)
2023 (73)
2022 (44)
2021 (29)
2020 (26)

Funding

Current Stage
Late Stage

Leadership Team

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Hirofumi Otsuka
Senior Managing Executive Officer & CEO of Americas Division
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Juan Kreutz
Head of Structured Finance Solutions and Deputy Head of the Americas
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Company data provided by crunchbase