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Citi · 18 hours ago

Credit Analyst 2 - Officer

Dallas, TX

Full-time

Onsite

Entry, Mid Level

$76K/yr - $106K/yr

2+ years exp

Citi is a financial institution, and they are seeking a Credit Analyst 2 to handle complex credit analysis and provide insights based on financial data. The role involves coordinating with various teams, providing leadership and training, and ensuring compliance with regulations while assessing risks in business decisions.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit)

Provide succinct analysis based on customers, peers, the portfolio, and the industry

Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth

Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers

Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring

Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting

Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager

May act as an industry specialist with responsibility for SBA/EXIM loan analysis

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualification

Credit AnalysisFinancial RegulationsGAAP AccountingData Analysis ToolsFinancial ProductsAnalytical ThinkingRisk IdentificationDiplomacy SkillsCommunication Skills

Required

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software

Extensive knowledge of Generally Accepted Accounting Principles (GAAP) accounting, financial regulations, financial products, and credit analysis

Bachelor's/University degree or equivalent experience

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (1386)

2024 (849)

2023 (1375)

2022 (1117)

2021 (876)

2020 (901)