Credit Analyst II jobs in United States
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MVB Bank · 6 days ago

Credit Analyst II

positionUnited States
timeFull-time
remoteRemote
seniorityEntry, Mid Level
date2+ years exp

MVB Bank is an innovative financial holding company that provides services to individuals and corporate clients across the Mid-Atlantic region and beyond. The Credit Analyst II role involves reviewing and analyzing financial statements and credit requests to determine eligibility for SBA Guaranteed loans, while ensuring compliance with bank and SBA regulations.

BankingCommercial LendingEmployee BenefitsFinancial ServicesFinTechWealth Management

Responsibilities

Screens loan requests against bank and SBA policies to determine eligibility
Review business and personal financials for creditworthiness and risk factors regarding ability to repay loan
Complete full analysis of strengths and weaknesses of businesses and guarantors
Complete analysis of the business and comparisons to industry trends
Determine loan structures and assist with gathering of documents required for loan closings in order to comply with bank and SBA regulations
Establish Conditions for which loans requests should be granted for approval
Restructure loans post approval, write brief analysis along with the supporting documentation
Review financial information required for closing
Review UCC searches and Lexis Nexis searches for verification of lien positions
Assist with updating the bank’s loan tracking system
Assist with reaching out to brokers for loan request updates

Qualification

Credit analysisRisk analysisFinancial statement reviewEconomicsAccountingFinanceTechnical report writingCommunication skillsRespectCommitmentTrustTeamworkAdaptability

Required

Bachelor's degree in accounting, finance, economics, or related field, or equivalent work experience
Minimum 2-4 years of experience in commercial credit analysis and/or similar field, depending upon demonstrated abilities
Advanced knowledge of credit administration, policy, and procedures
Advanced knowledge of economics, accounting, and finance
Advanced knowledge of risk analysis and mitigation
Advanced technical report writing skills and knowledge
Excellent verbal and written communication skills

Benefits

Medical, Dental and Vision Insurance
Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
Short- and Long-Term Disability Plan
Group Life Insurance
401K Salary Deferral Plan
Wellness Program
Education & Tuition Expense Reimbursement
PTO and Unique Vacation Purchase Program
Nationwide Pet Insurance Coverage

Company

MVB Bank

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MVB Bank provides saving accounts, wealth management, and digital banking services.
dateFounded in 1999
location
San Francisco, California, USA
people-size201-500 employees
web-link
https://mvbbanking.com/

Funding

Current Stage
Public Company
Total Funding
$114.8M
2020-12-11Post Ipo Debt· $40M
2017-12-07IPO
2016-12-12Post Ipo Equity· $22M

Leadership Team

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Martha McLeod, CPA
Chief Financial Officer
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Chris Lucas
Chief Compliance Officer
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Recent News

Business Wire
MVB Bank Earns Five Workplace Awards in 2025
2025-11-19
MarketScreener
MVB Financial's Q3 net income surges driven by loan growth
2025-10-30
Business Wire
MVB Financial Corp. Announces Stock Repurchase Program
2025-10-28
Company data provided by crunchbase