Southwest Missouri Bank · 1 week ago
Commercial Lender - Onsite
Joplin, MO
Full-time
Onsite
Mid, Senior Level
3+ years expSouthwest Missouri Bank is looking for an experienced Commercial Lender to join our team. The role involves developing new business, structuring and underwriting loans, and maintaining an existing portfolio while also cross-selling bank products and services.
Banking
Responsibilities
Supports and promotes the trust that SMB is truly customer driven, assisting to assure consistent and efficient customer service excellence
Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensure adequate loan documentation, and analyze industry/credit risk
Critically review and analyze portfolio to reduce risk and enhance profitability
Works directly with loan collection area in efforts to collect on past due loans
Sells and cross sells bank products and services to personal and business customers, either directly or through referrals
Calls on potential or existing customers to develop new relationship business customers and increase or retain existing relationships
Participate in outreach activities with assigned customers and target prospects with the objective to acquire new business
Complies with laws and regulations governing the lending function
Analyze potential loan markets and develop referral networks to locate prospects for loans
Performs additional duties as assigned by supervisor relating to the bank and its functions
Qualification
Required
Thorough knowledge of consumer and commercial products, credit policies, procedures and terminology
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Excellent persuasive and negotiation skills with well-developed sales skills
Excellent time management skills with a proven ability to meet deadlines
Strong analytical and problem-solving skills
Proficient with Microsoft Office Suite or related software
Bachelor's Degree in Business, Finance, or related field
Three to Five years of lending experience within a bank required
Commercial and/or Agricultural lending experience required
Must be able to work Saturday rotation and available 8:30 am - 5:30 pm, Monday through Friday
Prolonged periods of sitting at a desk and working on a computer
Must be able to lift up to 15 pounds at times
Must be able to travel at times
Company
Southwest Missouri Bank
Southwest Missouri Bank is one of the last locally owned banks in Southwest Missouri with 11 branches in Carthage, Joplin, Neosho, Jasper.
201-500 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase