Thomaston Savings Bank · 1 month ago
Mortgage Loan Officer
Waterbury, CT
Full-time
Hybrid
Mid LevelThomaston Savings Bank is seeking a Mortgage Loan Officer for the Waterbury Market. This role is responsible for the origination of residential and consumer mortgage products, managing mortgage sales efforts, and engaging with clients to facilitate the loan application process.
Banking
Responsibilities
Determine financing objectives and goals of applicants. Conducts the loan interview and secures the client information necessary to initiate a loan application. Explain mortgage/loan products, how the product works and how the recommended program or product will benefit the applicant's needs
Outside prospecting and networking with local centers of influence including realtors, attorneys, financial advisors, builders, local civic and religious leaders to build and maintain referral sources
Receives and screens loan applications. Pull, review, and analyze credit. Gathers financial data. Communicates with clients to resolve discrepancies such as late payment history, judgements, collections, etc. Analyze simple and complex tax returns in order to determine monthly income for self-employed borrowers
Responsible for accurately explaining all federal and state required disclosures including but not limited to the Loan Estimate, Change of Circumstance and Closing Disclosure
Monitors personal monthly production goals in line with the Bank's Key Performance Indicators (KPIs) and the department's Tactical Operating Procedures (TOPs)
Maintains current knowledge and compliance with all regulatory BSA/AML, TRID, HMDA, CFPB and OFAC requirements and with all other bank policies, procedures and regulations
Keeps abreast of federal ad state laws and regulations pertaining to consumer rights, non-discrimination, fair credit reporting, etc
Qualification
Required
Under the direction of the AVP/ Mortgage Lending Officer Sales Manager, responsible for the origination of residential and consumer mortgage products
Manage the mortgage sales efforts to increase the Bank's CRA delineated lending communities
Responsible for managing events in the community from a lending perspective
Meet clients in the office, at Branch locations and in locations of convenience for the client
Responsible for the interview process, completion of the application and receipt of all supporting documentation
Determine financing objectives and goals of applicants
Conducts the loan interview and secures the client information necessary to initiate a loan application
Explain mortgage/loan products, how the product works and how the recommended program or product will benefit the applicant's needs
Outside prospecting and networking with local centers of influence including realtors, attorneys, financial advisors, builders, local civic and religious leaders to build and maintain referral sources
Receives and screens loan applications
Pull, review, and analyze credit
Gathers financial data
Communicates with clients to resolve discrepancies such as late payment history, judgements, collections, etc
Analyze simple and complex tax returns in order to determine monthly income for self-employed borrowers
Responsible for accurately explaining all federal and state required disclosures including but not limited to the Loan Estimate, Change of Circumstance and Closing Disclosure
Monitors personal monthly production goals in line with the Bank's Key Performance Indicators (KPIs) and the department's Tactical Operating Procedures (TOPs)
Maintains current knowledge and compliance with all regulatory BSA/AML, TRID, HMDA, CFPB and OFAC requirements and with all other bank policies, procedures and regulations
Keeps abreast of federal ad state laws and regulations pertaining to consumer rights, non-discrimination, fair credit reporting, etc
Company
Thomaston Savings Bank
Thomaston Savings Bank has businesses located throughout western Connecticut.
Founded in 1874
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Rebekah Stokes
SVP/Treasurer & CFO
Rosemary Briglia
Executive Vice President, Chief Operating Officer
Recent News
Hartford Business Journal
2025-11-14
Hartford Business Journal
2025-10-05
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