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Nationwide · 5 days ago

Sr Field Underwriter, Commercial Lines (LA metro)

California - Los Angeles

Full-time

Onsite

Mid, Senior Level

$84K/yr - $156K/yr

6+ years exp

Nationwide is a company that focuses on helping people protect what matters most to them, and they are seeking a strategic underwriting leader for their Property and Casualty team. The role involves underwriting and pricing specialized small lines commercial risks, providing guidance to sales teams, and building strong agency relationships to drive profitable growth.

BankingFinancial ServicesInsuranceLife Insurance

No H1B

Responsibilities

Underwrite and price specialized small lines commercial risks with advanced judgment

Provide guidance and expertise to sales teams and agency staff

Build strong agency relationships and lead complex negotiations

Monitor market trends and contribute to innovation in underwriting practices

Mentor and share expertise to elevate team performance

Within delegated authority levels and company guidelines, accepts, rejects, or modifies new commercial lines business to ensure profitability. Prices business according to company underwriting and pricing guidelines, and ensures standards for timelines are met

Accurately evaluate risk exposures of the most complex nature. Underwrite new business, review apps., select business to quote and reject the business that is unacceptable, class and price according to guidelines. Underwriting also includes reviewing MVR's, financial reports and loss control reports

Gather competitive data, prepare reports, and perform loss control inspections

Conduct routine field inspections of accounts, with and without agents. Make recommendations based on findings. Make accurate assessments of future agency potential and be able to communicate/discuss the assessment with agency partners in a positive and professional manner

Expected to maintain frequent visitation schedule with all assigned agents and establish the company as the commercial lines provider of choice for the agencies in the territory

Proven ability to manage heavy workload effectively and backup other team members as needed

Thorough understanding of regional office strategic direction and operating plans, including goals and objectives to achieve profit and growth

Serve as a top underwriting resource. Provide professional development knowledge and insight to team members. May help train new field underwriters and provide them coaching as they develop in their role

Conduct program and product orientation meetings in conjunction with the sales managers

Qualification

Commercial underwriting experienceAnalytical skillsCommunication skillsCPCU certificationRisk management techniquesSales skillsMentoringNegotiation skills

Required

Bachelor's degree

6–8+ years of commercial underwriting experience with complex risks

Exceptional analytical, consultative, and communication skills

Ability to travel regularly within assigned territory

Requires advance knowledge on all aspects of commercial underwriting practices, procedures, and policies

Thorough knowledge of agency operations and field agency support needs

Strong proficiency in loss control and risk management techniques

Strong sales skills to match the emphasis on production, including the ability to make presentations and meet with all agency personnel (owners and employees)

Strong oral and written communication skills; able to convey the commercial message in a positive manner to agents

Preferred

Advanced designations like CPCU, ARM preferred

Undergraduate degree preferred

Pursuit of technical insurance coursework such as CPCU highly desirable

Benefits

Medical/dental/vision

Life insurance

Short and long term disability coverage

Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date

Nine paid holidays

8 hours of Lifetime paid time off

8 hours of Unity Day paid time off

401(k) with company match

Company-paid pension plan

Business casual attire

Company

Nationwide

Glassdoor3.9

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States.

Founded in 1925

Columbus, Ohio, USA

10001+ employees