SBA Credit Analyst jobs in United States
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The Fidelity Bank ยท 1 day ago

SBA Credit Analyst

positionFuquay Varina, NC, US
timeFull-time
remoteOnsite
seniorityEntry Level
date2+ years exp

The Fidelity Bank is seeking an SBA Credit Analyst to support the SBA associates in completing credit memorandums for new and existing bank relationships. The role involves analyzing financial statements and interpreting borrowers' repayment capacity, while collaborating with Senior Credit Officers to minimize risk and grow revenue.

BankingFinancial Services

Responsibilities

Insure loan packages are complete according to bank policy
Input and analyze financial statements and credit bureaus using proprietary bank software (primary tax returns)
Determine business and global cash flow of commercial borrowers
Perform analysis on diverse types of collateral
Assist lenders in determining the most appropriate loan structure
Partner with SBA bankers in completing credit memorandums for various sized businesses and requests
Collaborate with SBA bankers and Senior Credit officers to complete annual reviews on large borrowers
Assist Chief Credit Officer with regulatory compliance
Other duties as assigned

Qualification

SBA lending experienceFinancial statement analysisRisk ratingProprietary bank softwareMicrosoft OfficeIndustry analysisReading balance sheetsReading income statementsReading credit reportsReading personal financial statementsUnderstanding legal structuresFinancial ratio analysis

Required

Bachelor's degree and 2 years of experience in Small Business Administration lending or an equivalent combination of education and experience
Experienced in reading balance sheets, income statements, credit reports, personal financial statements
Strong understanding of business entity legal structures, risk rating, and financial statement ratio analysis
Ability to locate and use relevant industry analysis

Preferred

Excellent computer skills including experience with proprietary bank software and Microsoft Office

Company

The Fidelity Bank

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The Fidelity Bank is a bank that offers a savings account, mortgage loan, and investment services.
dateFounded in 1909
location
Fuquay Varina, North Carolina, USA
people-size201-500 employees
web-link
http://fidelitybanknc.com

Funding

Current Stage
Growth Stage

Leadership Team

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Mary Willis
President & Chief Executive Officer
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Leigh Frazier
Group Vice President, Chief Operating Officer
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Recent News

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