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Provident Bank · 2 days ago

VP - Relationship Manager III - C&I

Morristown, NJ

Full-time

Onsite

Senior Level, Lead/Staff

$134K/yr - $220K/yr

10+ years exp

Provident Bank is one of the most highly regarded financial institutions in New Jersey, committed to enhancing the customer and employee experience. The VP - Relationship Manager III position is responsible for the origination, evaluation, and structuring of complex loan requests, managing portfolios, and cross-selling bank products to increase visibility in the marketplace.

Financial Services

Responsibilities

Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank. Promotes profitable growth of the loan portfolio and maximum customer responsiveness

Oversees the preparation of loan presentation including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness

Assesses lending risks, identifies offsetting mitigants and makes recommendations on loan structure displaying sound credit judgment

Establishes and promotes customer and community relationships; cross sell other Bank products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques

Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control

Facilitates closing of the loan transactions with strict compliance with approved terms and conditions

Mentor the junior Relationship Managers on the team