Senior Business Analyst - Credit jobs in United States
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Above Lending · 6 hours ago

Senior Business Analyst - Credit

Above Lending is a next-generation financial services company focused on simplifying the lending process for clients. The Senior Business Analyst will support credit strategy and business analytics by analyzing performance across the client lifecycle and identifying opportunities for improvement.

CreditFinanceFinancial ServicesLendingPersonal Finance

Responsibilities

Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition
Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals. Partner with Product, Operations, and Data teams to validate releases, streamline underwriting processes, and ensure credit policies align with business objectives
Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models
Monitor dashboards and performance tracking tools to guide strategic decisions and support cross-functional partners
Identify and investigate early warning signs of credit deterioration or operational inefficiencies
Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making

Qualification

SQLCredit risk analysisData visualization (Tableau)PythonRAnalytical skillsProactive mindsetOrganizational skillsCommunication skillsDetail-oriented

Required

Bachelor's or Master's degree in Finance, Economics, Statistics, Business, Engineering, or a related analytical field
3–7 years of experience in business analytics, credit risk, or strategy; preferably within consumer lending, fintech, or startup environments
Strong SQL skills required
Proficiency in Excel
Experience with data visualization tools (Tableau) preferred
Working knowledge of Python or R is a plus
Familiarity with credit reports, credit scoring models, and consumer loan performance metrics
Ability to interpret complex data and communicate insights clearly to cross-functional partners
Detail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment
A proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impact

Benefits

Considerable employer contributions for health, dental and vision programs
Flexible time-off policy
401(K) match with immediate 100% vesting
Merit advancement opportunities
Monthly Work From Home Stipend
This role is eligible for additional incentives, including an annual bonus.

Company

Above Lending

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Above Lending offers easy and transparent tools to assist our clients in achieving their personal finance goals and gaining debt control.

Funding

Current Stage
Growth Stage
Total Funding
$200M
Key Investors
ATLAS SP Partners
2023-10-30Debt Financing· $200M

Leadership Team

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Stephen Moulton
Chief Product Officer
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Company data provided by crunchbase