Analyst, Specialty Underwriting and Portfolio Management - FIG jobs in United States
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Capital One · 20 hours ago

Analyst, Specialty Underwriting and Portfolio Management - FIG

Capital One is seeking an Analyst to join their Financial Institutions Group in the Underwriting and Portfolio Management organization. The Analyst will monitor and report on borrower performance data, ensure compliance with loan agreements, and support Underwriters and Portfolio Managers in risk identification and problem resolution.

BankingCredit CardsFinanceFinancial Services
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Comp. & Benefits
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Responsibilities

Perform financial and collateral analysis. Prepare reporting on performance trends, key indicators and industry specific data
Monitor and enforce ongoing Borrower compliance with all loan terms and documentation. Ensure specific Borrower compliance with financial & portfolio covenants and reporting requirements
Demonstrate ownership of a portfolio of existing customers with minimal guidance
Escalate and resolve problem accounts in partnership with other teams and specialists
Build relationships across functions and businesses to foster collaboration between partner groups
Complete annual reviews and non-material modifications independently and on time
Write and prepare loan modification documents including credit approval memos for existing clients, with supervision
Shadow senior underwriters on reviewing and negotiating legal documentation
Review and approve periodic Borrowing Bases and advance requests
Facilitate internal and external portfolio reporting
Understand and employ all policies and procedures of the Bank. Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance
Ensure data integrity of information in the COF commercial loan systems
Understand and promote bank products
Maintain and promote client relationships

Qualification

Financial analysisBudgetingFinancial modelingCredit risk managementAdvanced ExcelAnalytical skillsClient relationship managementCommunication skills

Required

Bachelor's Degree or Military Experience
At least 2 years of experience in financial analysis, budgeting or financial modeling

Preferred

Bachelor's Degree in Accounting, Finance, or other relevant fields
Previous experience in banking, commercial finance or asset management
Formal training in credit risk management
Strong analytical and technology aptitude
Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates
Advanced Excel skills

Benefits

Performance based incentive compensation
Cash bonus(es)
Long term incentives (LTI)
Comprehensive, competitive, and inclusive set of health, financial and other benefits

Company

Capital One

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Capital One is a financial services company that provides banking, credit card, auto loan, savings, and commercial banking services.

Funding

Current Stage
Public Company
Total Funding
$5.45B
Key Investors
Berkshire Hathaway
2025-09-11Post Ipo Debt· $2.75B
2025-01-30Post Ipo Debt· $1.75B
2023-05-15Post Ipo Equity· $954M

Leadership Team

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Lo Li
CTO, Managing Vice President Retail Bank
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Daniel Arellano
Senior Vice President, Business Cards and Payments
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Company data provided by crunchbase