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ServisFirst Bank · 1 day ago

Credit Analyst

Huntsville, AL, US

Full-time

Onsite

Entry, Mid Level

2+ years exp

ServisFirst Bank is dedicated to its mission of providing exceptional financial services. The Credit Analyst is responsible for assessing the creditworthiness of potential clients by analyzing financial statements and market conditions to facilitate loan approvals.

BankingFinanceFinancial Services

Responsibilities

Conduct financial analysis and underwriting of credit for new loan requests and loan maturities

Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements

Determine the strength and/or weakness of the client’s credit to determine the terms of the loan

Run reports that show past or current maturities and request necessary information

Occasionally prepare underwriting/credit memos after collecting all financial information and circulating memos for approvals from the appropriate parties

Generate/compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration reporting

Generate/compile the board report and other various ad hoc reports as requested

Track borrowing base and marketable securities

Maintain and update nCino system

Respond to subpoenas dealing with credit information

Order appraisals, conduct appraisal reviews and serve as liaison for appraisal vendors

Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Qualification

Financial analysisCredit analysisData analysisMicrosoft ExcelCollateral instrumentsMulti-taskingIndependenceRMA trainingMoody trainingWritten communicationVerbal communicationOrganizational skills

Required

Bachelor's degree in Finance, Accounting or a related field

Minimum two (2) years' experience in financial analysis, banking or a related field

Excellent written and verbal communication skills

Experience using Microsoft Outlook, Word and Excel

Experience in a position requiring attention to detail and data analysis

Excellent organizational skills and ability to multi-task

Ability to work independently with little supervision

Working knowledge of collateral instruments (i.e. letter of credit, UCC filings, and personal/corporate guarantees)

Preferred

RMA and/or Moody training is a plus

Company

ServisFirst Bank

ServisFirst Bank is a full service commercial bank focused on commercial banking, correspondent banking, cash management, private banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service.

Founded in 2005

Birmingham, Alabama, USA

501-1000 employees