Fidelity Bank ยท 20 hours ago
SBA Credit Analyst
Fuquay-Varina, NC
Full-time
Onsite
Entry Level
2+ years expFidelity Bank is seeking an SBA Credit Analyst to support their SBA associates in completing credit memorandums for bank relationships. The role involves analyzing financial data and collaborating with senior officers to minimize risk and enhance revenue.
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Responsibilities
Insure loan packages are complete according to bank policy
Input and analyze financial statements and credit bureaus using proprietary bank software (primary tax returns)
Determine business and global cash flow of commercial borrowers
Perform analysis on diverse types of collateral
Assist lenders in determining the most appropriate loan structure
Partner with SBA bankers in completing credit memorandums for various sized businesses and requests
Collaborate with SBA bankers and Senior Credit officers to complete annual reviews on large borrowers
Assist Chief Credit Officer with regulatory compliance
Other duties as assigned
Qualification
Required
Bachelor's degree and 2 years of experience in Small Business Administration lending or an equivalent combination of education and experience
Experienced in reading balance sheets, income statements, credit reports, personal financial statements
Strong understanding of business entity legal structures, risk rating, and financial statement ratio analysis
Ability to locate and use relevant industry analysis
Preferred
Excellent computer skills including experience with proprietary bank software and Microsoft Office
Company
Fidelity Bank
Fidelity Bank is a commercial bank providing services financial sercvices.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
unknown2018-12-17Acquired
2014-09-01Private Equity
Company data provided by crunchbase