Citizens State Bank (Indiana) · 2 weeks ago
Relationship Mgr/Com. Loan Officer I
Carmel, IN, US
Full-time
Onsite
Entry, Mid Level
2+ years expCitizens State Bank is committed to supporting Women Owned Small Businesses and is seeking a Relationship Manager/Commercial Loan Officer I. This role involves developing and managing a portfolio of commercial loans, maintaining customer relationships, and actively participating in community initiatives to support women entrepreneurs.
BankingFinanceFinancial Services
Responsibilities
Actively develops commercial loan portfolio
Markets bank products to individuals and firms, promoting bank services that may meet the customer’s needs
Works with clients to identify their financial goals and to find ways of reaching those goals
Participate in community initiatives and networking events to promote the bank's services and build connections with women entrepreneurs and support organizations
Works closely with Business Development Officers to support the Bank’s Women’s Initiative- to support women owned small businesses
Maintains customer relationships and manages a portfolio of commercial loans
May assist with or coordinate collection efforts, facilitate the resolution of customer problems, and engage products experts as needed
Develop and maintain strong relationships with women entrepreneurs, understanding their business needs and challenges
Meets with applicants to obtain information for loan applications and to answer questions about the process
Analyzes applicant financial status, credit and property evaluations to determine feasibility of granting loans
Submits applications to credit analysts for verification and recommendation
Structures loans within loan policy and reviews documentation prior to closing for completeness
Stays abreast of new types of loans and other financial services and product to better meet customer’s needs
Monitors loan portfolios, managing collections and resolving loan exceptions
Provides special services such as investment banking for clients with more specialized needs
Ensures timely loan closings and funding activities
Ensures compliance with banking regulations and Citizens State Bank internal policies
Qualification
Required
Passion for supporting women entrepreneurs, with a genuine interest in empowering women owned businesses and contributing to their success
Excellent Relationship Building skills, with the ability to build long-term relationships with clients
Bachelor's degree in business, finance or equivalent related field experience preferred
Minimum of two years loan experience
Strong knowledge of commercial products, credit policies, procedures and terminology
Strong understanding of financial analysis and loan underwriting
Excellent verbal and written communication skills, with the ability to present and explain financial information effectively
Preferred
Bachelor's degree in business, finance or equivalent related field experience
Benefits
Medical, Dental, Vision, Health Savings account
Employer paid life insurance
Wellness incentives with rewards $$, Health Savings Employer match, Health Reimbursement accounts
Short- and Long-Term disability (employer paid after 1 year)
401K retirement savings with employer match
Employee Relief Fund
Tuition reimbursement
Employee Assistance Program
Company Logo Wear
Paid Time Off, Holidays, Volunteer, Bereavement
Company
Citizens State Bank (Indiana)
No business should be stuck with an impersonal bank that only knows them by number.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Daniel Maddox
President and Chief Executive Officer
Chris B Whitesell
SVP & CFO
Recent News
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