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Mountain West Bank · 5 hours ago

Credit Analyst III

Coeur d'Alene, ID

Full-time

Onsite

Mid Level

3+ years exp

Mountain West Bank is a community-focused financial institution committed to enhancing the lives of its employees and the communities they serve. They are currently seeking a Credit Analyst III to join their Commercial team, responsible for analyzing complex financial data, preparing credit authorizations, and coaching team members.

Financial Services

No H1B

Responsibilities

Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts

Independently analyze complex financial statements and tax returns; identify trends and assess borrower risk

Evaluate collateral and complete internal commercial real estate appraisals

Maintain in-depth knowledge of lending policies and regulatory compliance (BSA, Patriot Act, OFAC)

Coach and mentor team members; provide leadership within the department and community

Communicate with borrowers to gather necessary information

Support Relationship Managers in portfolio management and covenant monitoring

Monitor borrower financial condition and report significant changes

Participate in bank and community volunteer activities

Maintain service standards and perform additional duties as assigned

Qualification

Credit analysisFinancial statement analysisMicrosoft OfficeJack Henry systemsCustomer service skillsCommunication skillsOrganizational skillsConfidentiality