Champions First Credit Union · 2 months ago
Commercial Lender
Tallahassee, FL
Full-time
Onsite
Mid, Senior LevelChampions First Credit Union is a fast-growing, community-focused credit union with a commitment to employee growth and community service. The Commercial Lender will manage and develop business loan accounts, promoting Credit Union products, expanding relationships, and ensuring profitability while minimizing risk.
Financial Services
Responsibilities
Possesses knowledge of features and benefits of all Credit Union products and services to efficiently promote the Credit Union to existing and potential members
Services existing business loan accounts and expands existing relationships through cross-sells and referrals
Assists in the implementation of new products or programs to help provide better service to members and stimulate new growth
Drives commercial demand deposit growth through product development and building relationships with target businesses
Interview loan applicants, analyze financial information and make appropriate loan decisions; Decisions must be based primarily on opinions derived from facts and projections based upon the best available information; Must abide by specified lending authority as dictated by the loan policy and procedures manual
Presents loan requests above lending authority to loan review committee for approval
Manages a loan portfolio as it pertains to business loans under his or her responsibility. Services loan portfolio in a manner consistent with sound credit union practices, while maintaining profitability
Supervises and coaches loan administration staff member(s) to adequately service direct and participation commercial loans
Makes business development calls on existing members and prospective members
Maintains an active role in community affairs to improve the Credit Union’s visibility in the area
Implements plans to reduce total past due loans and non-earning assets to a level determined by senior management. Monitors past due loans and contacts customers when appropriate
Assures delivery of quality member service in the branch through personal leadership and adherence to the Credit Union’s quality standards
Serves as the primary liaison in commercial lending for third-party underwriting vendor and auditors
Assists all branches with existing and potential business loan members
Occasionally assists consumer loan members with their initial loan requests
Authorizes official checks, expense checks, money orders, charge-offs, overdrafts etc., as outlined in procedures manual
Qualification
Required
Possesses knowledge of features and benefits of all Credit Union products and services to efficiently promote the Credit Union to existing and potential members
Services existing business loan accounts and expands existing relationships through cross-sells and referrals
Assists in the implementation of new products or programs to help provide better service to members and stimulate new growth
Drives commercial demand deposit growth through product development and building relationships with target businesses
Interview loan applicants, analyze financial information and make appropriate loan decisions; Decisions must be based primarily on opinions derived from facts and projections based upon the best available information; Must abide by specified lending authority as dictated by the loan policy and procedures manual
Presents loan requests above lending authority to loan review committee for approval
Manages a loan portfolio as it pertains to business loans under his or her responsibility
Services loan portfolio in a manner consistent with sound credit union practices, while maintaining profitability
Supervises and coaches loan administration staff member(s) to adequately service direct and participation commercial loans
Makes business development calls on existing members and prospective members
Maintains an active role in community affairs to improve the Credit Union's visibility in the area
Implements plans to reduce total past due loans and non-earning assets to a level determined by senior management
Monitors past due loans and contacts customers when appropriate
Assures delivery of quality member service in the branch through personal leadership and adherence to the Credit Union's quality standards
Serves as the primary liaison in commercial lending for third-party underwriting vendor and auditors
Assists all branches with existing and potential business loan members
Occasionally assists consumer loan members with their initial loan requests
Authorizes official checks, expense checks, money orders, charge-offs, overdrafts etc., as outlined in procedures manual
Company
Champions First Credit Union
Champions First Credit Union is a not-for-profit financial cooperative.
Founded in 1954
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase