Visio Lending · 15 hours ago
Remote Mortgage Underwriter III
United States
Full-time
Remote
Senior Level
$38.85/hr - $53.02/hr
5+ years expVisio Lending is the nation’s leader in rental home financing, enabling small- to medium-sized investors to grow their rental home portfolios. The Underwriter III is responsible for underwriting complex Non-QM and DSCR investor loans, providing guidance to other underwriters, and ensuring compliance and excellence across the underwriting function.
FinanceFinTechLendingReal EstateReal Estate Investment
Responsibilities
Manage a pipeline of complex loan files, reviewing documentation to determine borrower eligibility and mitigate fraud risk
Independently complete underwriting decisions in accordance with company standards, investor guidelines, and regulatory requirements
Evaluate and document Enhanced Review requests, including clearly articulated rationale for approved exceptions
Serve as a subject matter expert on underwriting guidelines, SOPs, and investor requirements
Provide guidance, technical support, and mentorship to underwriting team members
Ensure loans meet compliance standards and are marketable for investors
Evaluate borrower creditworthiness, collateral, and repayment capacity
Confirm all lending conditions are satisfied prior to closing
Maintain acceptable turnaround times and SLAs while managing complex files
Deliver exceptional customer service to internal teams and external partners
Collaborate cross-functionally to improve workflows, efficiency, and loan quality
Perform other duties as assigned based on business needs
Qualification
Required
5+ years of mortgage underwriting experience
Deep expertise in Non-QM loans
Advanced manual underwriting skills and independent decision-making ability
Proven ability to manage time-sensitive, high-complexity loan files
Strong initiative, reliability, and commitment to quality and team success
Technology-savvy with experience working across multiple underwriting systems
Excellent written and verbal communication skills
Completion of all required training by designated deadlines
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
Preferred
Experience with Non-QM Loans
Experience with underwriting DSCR loans
An Associate and/or bachelor's degree in business or a related industry area major
Experience with Calyx Point and SalesForce
Company
Visio Lending
Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$57.66MKey Investors
Octavia Investments
2019-10-10Debt Financing· $2.01M
2018-08-31Series Unknown· $4.5M
2017-11-16Debt Financing· $2.65M
Leadership Team
Jenny Coupland
Chief Executive Officer
Michele Kryczkowski
Chief Operating Officer
Recent News
2025-10-14
Morningstar.com
2025-07-22
Company data provided by crunchbase