Byline Bank · 7 hours ago
Sr. USDA Product Specialist (Remote)
United States
Full-time
Remote
Senior Level
$95K/yr - $130K/yr
5+ years expByline Bank is a full-service commercial bank dedicated to serving small- and medium-sized businesses, financial sponsors, and consumers. The Sr. USDA Loan Analyst will support the Small Business Capital team in originating USDA loans, guiding customers through pre-qualification, underwriting, and closing, while collaborating with various stakeholders.
Asset ManagementBankingCommunitiesCredit CardsFinanceFinancial ServicesFinTechLendingWealth Management
No H1B
Responsibilities
Supports the development of new USDA/SBA business through pre-qualification and client engagement efforts
Identifies and conducts appropriate prospecting activities among business development leads
Identifies and qualifies leads from Business Development Officers for USDA program suitability
Contributes to loan profitability through appropriate pricing, fee income, and cross-selling of products and services
Prepares detailed credit memos including project data, loan terms, and financial analysis for committee review
Coordinates with underwriting, legal, and closing teams to satisfactorily meet customer expectations
Serves as the primary contact with USDA state and national offices during the underwriting and closing process
Ensures all USDA conditions are met prior to issuance of the Loan Note Guarantee
Stays current on USDA guaranteed loan guidelines and common practices and ensures internal compliance
Review third party reports as needed
Travel maybe required up to 25%
All other duties as assigned
Qualification
Required
Bachelor's degree in Business Administration, Finance, Accounting, or related degree
5+ years of commercial banking loan and deposit business development or relationship management experience
3+ years of working on USDA B&I loans in some capacity
Knowledge of USDA OneRD requirements and processes
Strong knowledge of government guaranteed lending policies and procedures
Knowledge of commercial banking practices, including financial statement and credit analysis
Be a strategic thinker with the ability to develop, communicate and implement plans that support the overall goals of the Bank
Ability to work collaboratively with a variety of stakeholders at all levels
Be self-motivated and an effective time and project manager with a strong attention to detail
Ability to identify, understand and define problems, evaluate alternatives, set priorities, manage projects and implement high quality solutions
Proficient in MS Word, Excel, and PowerPoint; experience working with nCino banking system and/or Salesforce a plus
Possess strong communication skills both verbally and in writing
Preferred
Formal credit training preferred
Benefits
Medical coverage
Dental
Vision
Disability
401k
Paid time off
Discretionary bonuses
Other benefit programs
Company
Byline Bank
Byline Bank provides personal banking and business banking services.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$180.96M2025-08-07Post Ipo Debt· $75M
2025-06-10Post Ipo Secondary· $105.96M
2017-06-29IPO
Leadership Team
Alberto J. Paracchini
President & CEO
Megan Biggam
Executive Vice President
Recent News
Twin Cities Business
2026-01-06
MarketScreener
2025-12-10
2025-10-09
Company data provided by crunchbase