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Mountain West Bank · 2 days ago

Credit Analyst II

Coeur d'Alene, ID

Full-time

Onsite

Entry, Mid Level

2+ years exp

Mountain West Bank is a community bank focused on making a positive impact in its community and providing exceptional service to its employees. The Credit Analyst II role involves analyzing complex financial data, preparing credit authorizations, and managing the commercial loan portfolio while ensuring compliance with banking policies and regulations.

Financial Services

No H1B

Responsibilities

Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts

Independently analyze complex financial statements and tax returns; identify trends and provide insights on borrower and industry data

Evaluate collateral values and prepare internal commercial real estate appraisals

Maintain thorough knowledge of bank lending policies and procedures

Communicate with borrowers to gather additional information

Support Relationship Managers in portfolio management and covenant monitoring

Monitor borrower financial health, compliance, and report significant changes

Ensure compliance with bank policies and regulations (BSA, Patriot Act, OFAC)

Participate in bank and community volunteer activities

Maintain service standards and perform other duties as assigned

Qualification

Credit analysisFinancial statement analysisMicrosoft OfficeJack Henry systemsCustomer service skillsCommunication skillsOrganizational skillsConfidentiality