Farm Credit Services of America · 1 week ago
Credit Officer - Agribusiness
Farm Credit Services of America is a financial cooperative that provides affordable credit and financial services to rural America. They are seeking a Credit Officer to work within the Corporate Credit Underwriting Team, focusing on underwriting activities for agribusiness loans and collaborating with Relationship Managers to serve customer needs.
Responsibilities
Responsible for underwriting activities within the corporate and commercial portfolio. Engage with Relationship Manager on loan proposals and presentations including structure and covenants. Conduct analysis of loan and lease requests including an evaluation of management, financial position and progress, repayment ability, collateral and conditions of approval. Assure adequate information is available to make the decision. Analyze customer financial statements, which may include balance sheets, trend analysis, income statements, cash flows, collateral analysis, production reports, and commodity brokerage statements. Ongoing monthly monitoring of customer financial covenants, borrowing base and customer financial position. Conduct a differential level of analysis appropriate for the risk presented by the type and size of loan request or servicing action
Credit Officers will have the ability to act under significant individual delegated credit authority. Coordinate with sales teammates and lead recommended actions for loan committee approval if outside individual delegated authorities
Establish and maintain sound credit administration. Adhere to the Associations’ credit philosophy, procedures, and guidelines. Complete credit narrative to support decisions made. Establish appropriate loan terms and conditions to manage loan risk
Coordinate and prioritize work to support teammates and provide a positive customer experience. May direct or coordinate the work of others teammates. Build working relationships with external parties (customers executive team, accountants, attorneys, lenders)
Perform other credit-related functions needed to properly service the loan portfolio
Qualification
Required
6 + years of experience, Lending/Credit Analysis and/or Commercial/Corporate Lending
Preferred
4 Year / Bachelor's Degree, Business Administration, Economics, Finance or other related degree
Benefits
Comprehensive medical, dental, and vision insurance
401(k)
Vacation, sick leave, paid holidays, and parental leave
Life and disability insurance
Employee Assistance Program (EAP)
Wellness programs
Tuition assistance
Short-term incentive pay
Company
Farm Credit Services of America
Farm Credit Services of America provides credit and crop insurance services to farmers.
Funding
Current Stage
Late StageRecent News
2025-07-15
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