Credit Officer - Agribusiness jobs in United States
cer-icon
Apply on Employer Site
company-logo

Farm Credit Services of America · 1 week ago

Credit Officer - Agribusiness

Farm Credit Services of America is a financial cooperative that provides affordable credit and financial services to rural America. They are seeking a Credit Officer to work within the Corporate Credit Underwriting Team, focusing on underwriting activities for agribusiness loans and collaborating with Relationship Managers to serve customer needs.

AgricultureFinancial Services
check
Growth Opportunities
Hiring Manager
Mindy Holm
linkedin

Responsibilities

Responsible for underwriting activities within the corporate and commercial portfolio. Engage with Relationship Manager on loan proposals and presentations including structure and covenants. Conduct analysis of loan and lease requests including an evaluation of management, financial position and progress, repayment ability, collateral and conditions of approval. Assure adequate information is available to make the decision. Analyze customer financial statements, which may include balance sheets, trend analysis, income statements, cash flows, collateral analysis, production reports, and commodity brokerage statements. Ongoing monthly monitoring of customer financial covenants, borrowing base and customer financial position. Conduct a differential level of analysis appropriate for the risk presented by the type and size of loan request or servicing action
Credit Officers will have the ability to act under significant individual delegated credit authority. Coordinate with sales teammates and lead recommended actions for loan committee approval if outside individual delegated authorities
Establish and maintain sound credit administration. Adhere to the Associations’ credit philosophy, procedures, and guidelines. Complete credit narrative to support decisions made. Establish appropriate loan terms and conditions to manage loan risk
Coordinate and prioritize work to support teammates and provide a positive customer experience. May direct or coordinate the work of others teammates. Build working relationships with external parties (customers executive team, accountants, attorneys, lenders)
Perform other credit-related functions needed to properly service the loan portfolio

Qualification

Credit AnalysisLending ExperienceFinancial Statement AnalysisLoan UnderwritingRelationship ManagementBusiness AdministrationEconomicsFinanceTeam CoordinationCustomer Service

Required

6 + years of experience, Lending/Credit Analysis and/or Commercial/Corporate Lending

Preferred

4 Year / Bachelor's Degree, Business Administration, Economics, Finance or other related degree

Benefits

Comprehensive medical, dental, and vision insurance
401(k)
Vacation, sick leave, paid holidays, and parental leave
Life and disability insurance
Employee Assistance Program (EAP)
Wellness programs
Tuition assistance
Short-term incentive pay

Company

Farm Credit Services of America

twittertwittertwitter
company-logo
Farm Credit Services of America provides credit and crop insurance services to farmers.

Funding

Current Stage
Late Stage

Leadership Team

leader-logo
Mark Jensen
President and CEO
linkedin
leader-logo
Tim Koch
Executive Vice President - Chief Credit Officer
linkedin
Company data provided by crunchbase