Silverton Mortgage · 5 days ago
Bi-Lingual Mortgage Loan Officer
Silverton Mortgage is a people-first organization recognized as a top workplace. They are seeking a Bi-Lingual Mortgage Loan Officer to originate residential mortgage loans, ensuring compliance with all relevant laws and guidelines while providing exceptional service to borrowers throughout the loan process.
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Responsibilities
Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System
Abide by Silverton’s company-specific compliance policies, including but not limited to Silverton’s Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies
Meet production guidelines as established by the Branch Manager
Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client
Communicate the loan process to your borrowers, fully describing the borrower’s responsibilities during the loan application and loan term
Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions
Submitting files into processing
Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton’s support staff
Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts
Qualification
Required
Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
Documented residential mortgage loan volume in the past 12 months
Established relationships with local referral networks
Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences
Strong computer skills, experience utilizing laptop technology and loan originator software
Excellent time management skills
Preferred
Preferred minimum of 2 years of residential mortgage origination
Benefits
401k match
10 holidays
PTO
Volunteer Time Off