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Farm Credit Mid-America · 8 hours ago

Director Rural 1st Underwriting

Louisville, KY

Full-time

Hybrid

Mid Level

$102K/yr - $201K/yr

4+ years exp

Farm Credit Mid-America is a financial services cooperative serving the financial needs of farmers and rural residents. The Director Rural 1st Underwriting leads a team responsible for analyzing consumer loans and maintaining credit quality, while collaborating with stakeholders to enhance customer experiences.

AgricultureFinancial Services

Comp. & Benefits

Responsibilities

Provides day-to-day oversight and leads team members and self according to the association's leadership philosophy and principles. Monitors and evaluates the team to ensure successful performance, adherence to consumer underwriting regulations and that credit decisions are made within Association standards

Leads the team to work with sales team members and other stakeholders to understand customer goals, credit strengths and weaknesses, and deliver “value added” constructive lending and financial information that will assist our customers and prospective customers

Monitors credit administration. Recommends and implements policies and procedures and administers regulations to support credit philosophy and Association objectives

Collaborate with system partners to provide guidance for consensus underwriting and support for their most complex customers

Approves or denies loans within delegated authority, makes recommendations for loans exceeding authority and establishes appropriate loan terms to manage loan risks

Supports the Head of Credit Rural 1st in the strategic planning and budgeting process. In conjunction with other department leaders, sets team goals to meet or exceed department and association objectives

Remains up-to-date and knowledgeable of industry trends and innovations. Provides technical and interpretive guidance in accordance with the association's credit philosophy and practices

Establishes and maintains trusting, collaborative and productive internal and external relationships

Partners with cross-functional leaders to recommend and implement improved processes and tools that enhance the customer and team member experience

Facilitates training for association team members as assigned

Models organizational values, inspires a shared vision and holds their team accountable for culture preservation and development

Qualification

Credit analysisLeadership skillsFinancial servicesPolicy implementationCustomer relationship managementTraining facilitationTeam collaborationProblem-solving skills