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First Option Bank · 4 days ago

Senior Commercial Lending Officer

Overland Park, KS

Full-time

Onsite

Senior Level

7+ years exp

First Option Bank is seeking a Senior Commercial Lending Officer to originate and manage large and complex commercial loans. The role involves strategic lending, portfolio management, leadership and mentorship, business development, and credit analysis to ensure sound risk management and compliance.

BankingFinancial Services

Hiring Manager

Morgan Marsh, aPHR

Responsibilities

Originate and manage large and complex commercial loans, including CRE, C&I, SBA, and specialized financing

Structure credit solutions tailored to client needs while maintaining sound risk management practices

Oversee a high-value loan portfolio, ensuring performance, compliance, and profitability

Lead loan reviews, renewals, and modifications in collaboration with credit and underwriting teams

Provide guidance and mentorship to Commercial Lender I and II team members

Assist in training and development of junior lending staff

Participate in loan committee meetings and contribute to credit policy discussions

Serve as a resource for complex credit decisions and client negotiations

Develop and maintain relationships with high-value commercial clients, referral sources, and community leaders

Identify new lending opportunities and contribute to strategic growth initiatives

Represent the bank at industry events, civic functions, and professional organizations

Collaborate with marketing and executive leadership to promote commercial banking services

Conduct advanced financial analysis and assess borrower creditworthiness

Ensure compliance with internal policies, regulatory requirements, and loan documentation standards

Monitor market trends and economic conditions to inform lending strategy

Participate in audits and regulatory examinations as needed

Qualification

Commercial lending experienceCredit structuringFinancial analysisLeadership capabilitiesBusiness developmentRegulatory complianceRelationship managementTeam developmentMicrosoft Office SuiteNegotiation skills