Remote Mortgage Underwriter II jobs in United States
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Visio Lending · 1 day ago

Remote Mortgage Underwriter II

Visio Lending is the nation’s leader in rental home financing, seeking a Remote Mortgage Underwriter II to evaluate moderately complex investor loan files. The role involves ensuring compliance with company policies and regulatory requirements while maintaining loan quality and providing exceptional customer service.

FinanceFinTechLendingReal EstateReal Estate Investment

Responsibilities

Manage a pipeline of loan files, reviewing documentation to determine borrower eligibility and prevent fraud
Complete underwriting functions in accordance with program requirements, company standards, and regulatory guidelines
Ensure loans meet investor guidelines, SOPs, and compliance standards
Confirm all lending conditions are satisfied prior to closing
Ensure marketability of closed loans
Identify and escalate files that deviate from standard parameters
Evaluate borrower creditworthiness, loan collateral, and repayment capacity
Maintain acceptable turnaround times and SLAs
Review title commitments for compliance with investor and company guidelines
Deliver exceptional customer service to internal and external partners
Collaborate cross-functionally to support efficient workflows and continuous improvement
Perform other duties as assigned based on business needs

Qualification

Mortgage UnderwritingNon-QM LoansManual UnderwritingCalyx PointSalesForceTime ManagementCommunication SkillsTeam Collaboration

Required

3+ years of mortgage underwriting experience, with a strong focus on Non-QM loans
Solid manual underwriting expertise
Comfortable working across multiple systems and technologies
Proven ability to meet deadlines and manage time-sensitive priorities
Strong initiative, reliability, and commitment to team success
Excellent written and verbal communication skills
Completion of all required training within designated timelines
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions

Preferred

Someone with experience with Non-QM Loans
Someone with experience with underwriting DSCR loans
Someone with an Associate and/or bachelor's degree in business or a related industry area major
Someone with experience with Calyx Point and SalesForce

Company

Visio Lending

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Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.

Funding

Current Stage
Growth Stage
Total Funding
$57.66M
Key Investors
Octavia Investments
2019-10-10Debt Financing· $2.01M
2018-08-31Series Unknown· $4.5M
2017-11-16Debt Financing· $2.65M

Leadership Team

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Jenny Coupland
Chief Executive Officer
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Michele Kryczkowski
Chief Operating Officer
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Company data provided by crunchbase