Credit Analyst I jobs in United States
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Mountain West Bank · 1 day ago

Credit Analyst I

Mountain West Bank is a community bank committed to improving the lives of its employees and the communities it serves. They are seeking a Credit Analyst I to analyze financial data, prepare credit authorizations, and support portfolio management of the commercial loan portfolio.

Financial Services
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Responsibilities

Prepare credit authorizations, loan information sheets, and supporting documentation for new and existing accounts
Analyze financial statements and tax returns; identify trends and raise questions based on borrower and industry data
Conduct internal evaluations of commercial real estate and analyze collateral values
Communicate with borrowers to obtain or clarify financial information
Support Relationship Managers with portfolio management tasks
Monitor borrower financial condition and covenant compliance; report significant changes
Maintain service level standards and comply with internal policies and applicable regulations, including BSA, Patriot Act, and OFAC
Participate in bank and community events
Perform other related duties as assigned
Flexibility to perform additional duties as needed

Qualification

Financial analysisCredit authorizationMicrosoft OfficeBanking experienceJack Henry systemsCustomer serviceProfessionalismWritten communicationVerbal communicationOrganizational skillsConfidentiality

Required

Associate's degree or 1 year experience in accounting or financial analysis
Proficient in Microsoft Office (Word, Excel, Outlook)
Strong written and verbal communication skills
High level of confidentiality and professionalism
Excellent customer service and organizational skills

Preferred

Bachelor's degree in Finance or Accounting
1+ year of banking experience
Experience with Jack Henry systems

Benefits

Medical
Dental
Vision
Life insurance
Health savings account option
Employee Assistance Program (EAP)
Health rewards program
Retirement savings plan
401(k)
Profit-Sharing plans
Short and long-term disability benefits
Education and training benefits
Discounts on banking products and services
Generous Paid Time Off (PTO) plan
Paid holidays

Company

Mountain West Bank

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Mountain West Bank is a financial services company that offers credit, debit cards, and online banking products services.