Business Banking Credit Review Specialist 2 jobs in United States
cer-icon
Apply on Employer Site
company-logo

U.S. Bank · 1 day ago

Business Banking Credit Review Specialist 2

U.S. Bank is on a journey to help customers and businesses make better financial decisions. The Business Banking Credit Review Specialist 2 is responsible for conducting credit analyses, preparing credit reports, and monitoring customer accounts to maximize credit quality and minimize risk.

BankingFinancial ServicesInsuranceMortgageWealth Management

Responsibilities

Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios
The data collected may include credit reports, industry research, and tax returns
Inputs the data gathered into tracking and/or reporting computer systems and/or databases
Prepares and presents credit reports to person(s) responsible for making lending decisions on new, renewal and extension loans
In some areas, this position may make credit decisions in a high-volume production environment
Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss
Sets up and maintains databases used to analyze accounts and/or portfolios
Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios
Generally furnishes information relative to credit inquiries to appropriate parties

Qualification

Credit analysisRisk analysisAnalytical skillsMicrosoft SuiteEconomics knowledgeAccounting knowledgeFinance knowledgeVerbal communicationWritten communication

Required

Bachelor's degree, or equivalent work experience
Typically one or more years of related experience

Preferred

Basic knowledge of credit and risk analysis, economics, accounting and finance
Strong analytical skills
Effective verbal and written communication skills
Experience with Microsoft Suite - including Excel, Teams, Outlook, etc

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Company

U.S. Bank

company-logo
At U.S.

Funding

Current Stage
Public Company
Total Funding
$991M
Key Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO

Leadership Team

leader-logo
John C Stern
CFO
linkedin
leader-logo
Shruti Patel
Executive Vice President & GM, CPO- Business Banking segment
linkedin
Company data provided by crunchbase