Remote Mortgage Underwriter I jobs in United States
cer-icon
Apply on Employer Site
company-logo

Visio Lending · 3 days ago

Remote Mortgage Underwriter I

Visio Lending is the nation’s leader in rental home financing, enabling small- to medium-sized investors to grow their rental home portfolios. The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies and regulatory requirements, focusing on lower-complexity documents while building expertise in credit analysis and underwriting best practices.

FinanceFinTechLendingReal EstateReal Estate Investment

Responsibilities

Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
Identify when a file deviates from standard requirements and escalate when needed
Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
Ensure loans follow investor and company policies, SOPs, and compliance rules
Maintain acceptable turnaround times and service-level expectations
Review corporate documentation for entity borrowers
Research property taxes to determine appropriate escrows
Review title commitments to ensure alignment with company and investor guidelines
Confirm all lending conditions are met prior to closing
Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
Provide excellent customer service throughout the underwriting process
Collaborate cross-functionally to support efficient workflows and process improvements
Completing other responsibilities and duties as assigned based on business needs

Qualification

Non-QM documentationManual underwriting skillsDocumentation reviewMicrosoft WordMicrosoft ExcelTech-savvyProactiveTime managementTeam-oriented

Required

2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
Solid manual underwriting skills
Tech-savvy, with the ability to learn and navigate multiple systems
Strong documentation review skills with the ability to spot discrepancies and ensure compliance
Proven ability to manage time-sensitive tasks and meet deadlines
Completion of all required training by designated timelines
Reliable, team-oriented, and proactive in a fast-paced environment
Proficiency in Microsoft Word and Excel
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions

Preferred

Someone with experience with Non-QM Loans
Someone with experience with underwriting DSCR loans
Someone with an Associate and/or bachelor's degree in business or a related industry area major
Someone with experience with Calyx Point and SalesForce

Company

Visio Lending

twittertwittertwitter
company-logo
Visio Lending offers a range of loans and mortgage loans to investors in the real estate investment markets.

Funding

Current Stage
Growth Stage
Total Funding
$57.66M
Key Investors
Octavia Investments
2019-10-10Debt Financing· $2.01M
2018-08-31Series Unknown· $4.5M
2017-11-16Debt Financing· $2.65M

Leadership Team

leader-logo
Jenny Coupland
Chief Executive Officer
linkedin
leader-logo
Michele Kryczkowski
Chief Operating Officer
linkedin
Company data provided by crunchbase