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U.S. Bank · 16 hours ago

Assumptions Mortgage Loan Specialist 2 NMLS

Owensboro, KY

Full-time

Hybrid

Entry, Mid Level

2+ years exp

U.S. Bank is committed to helping customers and businesses make better financial decisions while supporting community growth. The Assumptions Mortgage Loan Specialist 2 is responsible for servicing assumptions and subordinations for eligible customers, ensuring compliance with loan-servicing requirements and customer service standards.

BankingFinancial ServicesInsuranceMortgageWealth Management

Responsibilities

Responsible for servicing assumptions and subordinations for eligible customers, ensuring loan-servicing requirements are met as specified by the investor

Assures compliance with bank, regulatory and investor guidelines, and customer service standards

Communicates with customers, internal staff, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file

Qualification

NMLS registrationAssumptions processing knowledgeCredit policies knowledgeEffective communication skillsComputer navigation skillsOrganizational skillsWork in fast-paced environment

Required

High school diploma or equivalent

Typically two to three years of job-related experience

National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z

Ability to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies

Preferred

Good knowledge of assumptions processing and closing policies and procedures, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems

Basic knowledge of credit policies and loan approval processes

Ability to collect and organize information

Effective verbal and written communication skills

Proficient computer navigation skills using a variety of software packages including Microsoft Office applications

Ability to work effectively in a fast paced, high production environment

Good organization skills