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ResiCentral · 12 hours ago

Mortgage Closer

United States

Full-time

Remote

Entry, Mid Level

2+ years exp

ResiCentral is seeking a Mortgage Closer who can confidently take the reins of the closing process and ensure every loan is executed flawlessly. The role involves preparing and reviewing closing documents for mortgage loans, coordinating the closing process, and ensuring compliance with agency guidelines.

CommercialConsultingFinancial Services

Responsibilities

Issue the Initial and Signing Closing Disclosure; ensure fees meet RESPA and TILA requirements; address any tolerance cures

Validate the Final Closing Disclosure fees and ensure it meets underwriting guidelines for cash to close and cash back to borrower

Verify required information within the loan file such as spelling of borrower’s names, property address, lock expiration, flood cert

Confirm compliance documents meet TRID requirements

Review of tax bill and ensure that the borrower’s escrow account is setup in accordance with federal guidelines

Draw closing documents in accordance with federal, state and investor guidelines

Knowledge of closing package documents as well as wet/dry state requirements

Review executed loan documents for accuracy and compliance, and to ensure borrower signature and dates meet guidelines

Responsible for addressing and clearing all Prior to Funding and Closing conditions

Review compliance and fraud reports and address any alerts

Perform final verbal verification of employment

Work independently and manage assigned pipeline ensuring that expected turn times and production goals are met

Ensure all calls and emails are responded to in a timely manner

Elite Client Service

Qualification

Closing document preparationCompliance knowledgeMicrosoft Office proficiencyAttention to detailClient service skillsProject prioritizationCommunication skillsIntegrityTrustworthiness