Forcht Bank · 1 week ago
Commercial Banking Officer III SVP
Louisville, Kentucky, United States
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expForcht Bank is an award-winning workplace dedicated to providing happier banking services. The Commercial Banking Officer III SVP is responsible for developing and maintaining customer relationships, managing loan applications, and ensuring compliance with banking regulations.
BankingFinancial Services
Responsibilities
Develops and maintains customer relationships by calling on existing or prospective customers, including identification of prospects, suitable method of contact and determination of their needs and appropriate products and/or services
Interviews applicants to develop information concerning their banking needs, explain the types of loans and other banking products available. Discuss options that are available, as well as the terms of those services
Obtains information for loan applications and other banking products, explain the process and answer questions
Analyzes applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, and other financial information
Manages the loan application through the underwriting process to decisioning
Stays abreast of new types of loans and other financial services and products to better meet customers' needs
Stays abreast of regulatory compliance requirements, loan policy and operating guidelines
Reviews and updates credit and loan files
Submits applications to Central Retail or Credit Officers for underwriting and analysis, as applicable
Submits necessary documents to Central Processing Department and Loan Processor for generation of loan documents
Closes and funds loans within authority
Manages credit and collection of payments up to 30 days delinquent for the life of the loan
Monitors loan documents, including loan agreements to ensure borrower is in compliance with terms throughout life of loan
Handles customer complaints as needed and takes appropriate action to resolve them
Participates in outside community and charitable organizations on behalf of the Bank
Manages daily NSF as assigned
Other duties as assigned
Qualification
Required
Proficient in the use of all Microsoft Office products, in particular Word and Excel; Bank information systems; Laser Pro and Internet research when appropriate
Background in financial institution operating policies and procedures and banking regulations including a thorough understanding of financial institution products and services
Ability to read, analyze, and interpret industry information such as customer financial statements, tax returns, and complex technical documents
Ability to effectively present information to management in verbal and written format
Ability to work with a team and members of other departments of known concepts
Ability to follow prescribed and detailed procedures to solve moderately complex problems and collect data, establish facts and draw valid conclusions
Ability to give full attention to what other people are saying; taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times
Ability to communicate orally to others to convey information effectively
Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar including the ability to comprehend written sentences and paragraphs in work related documents
Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems
Ability to manage time and be efficient and effective in the completion of assignments
Knowledge of those arithmetic, algebra, statistics, and their applications specific to the position
Bachelor's degree in a relevant field of study; additional years of experience above the minimum requirements may be considered in lieu of education
Ten (10) years of direct experience working as a commercial or small business lender; experience must include outside sales calling on commercial clients and prospects and the management and growth of an individual loan portfolio
Experience managing individual relationships up to the Bank's legal lending limit
Must be able to communicate, read and understand effectively both verbally and written words
Ability to sit, stand, reach or bend and lift to twenty (20) pounds. Requires utilizing a computer and computer screen for long periods of time
Must have manual dexterity through typing on a keyboard, sorting through paperwork
Ability to operate business equipment including computer, printer, copier, fax, etc
Ability to travel to other locations as needed
Must be able to work on a flexible schedule that at times may include late working hours or weekend hours
May be required to attend activities outside the bank to stay abreast of new developments, best practices, and statutory and regulatory changes
Pursuant to the Drug Free Workplace Act of 1988, all employees must remain drug free and alcohol free when reporting to work, while at work and while engaged in any work related activities
Comply with all Bank Secrecy Act rules and regulations and any related laws and regulations
Benefits
Health, Vision, & Dental Insurance
401(k) Retirement Plan with up to 4% Company Match (fully vested from day 1)
Company Paid Life Insurance
Minimum of 15 days of Paid Time Off (PTO) after 60-day introductory period
Nine Paid Holidays, plus Birthday Leave and Community Service Leave
Charitable donation match
Employee celebrations
Professional recognition
And more!
Company
Forcht Bank
Forcht Bank is a provider of personal and commercial banking services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Tucker Ballinger
President & CEO
Chip Clements
Chief Technology Officer & EVP of Loan Operations
Recent News
Payments Cards & Mobile
2025-11-01
The Journal Record
2025-10-31
2025-10-31
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