Credit Review Specialist jobs in United States
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U.S. Bank · 1 week ago

Credit Review Specialist

U.S. Bank is on a mission to help customers and businesses make better financial decisions. The Credit Review Specialist role involves conducting credit analyses for ACH customers, preparing credit approval documents, and monitoring customer accounts to mitigate credit risk.

BankingFinancial ServicesInsuranceMortgageWealth Management

Responsibilities

Gathering necessary information to make a credit decision based on behavioral factors
Preparing and presenting credit approval documents to appropriate credit approvers, to include frequent discussions with Credit Risk Management
Ability to knowledgably discuss the ACH product and processes with other staff members at all levels
Contacting Business Bankers as well as Customers to discuss their ACH facility as needed
Monitoring customer accounts in order to identify potential issues, thereby maximizing credit quality and minimizing the company’s credit risk and potential loss
Daily multi-tasking and strict adherence to deadlines
Analyzing data and updating spreadsheets essential to the management of the ACH portfolio

Qualification

Credit analysisAnalytical skillsCredit administrationRisk analysisEconomics knowledgeAccounting knowledgeFinance knowledgeTechnical report writingVerbal communicationWritten communication

Required

Bachelor's degree, or equivalent work experience
Typically one or more years of related experience

Preferred

Well-developed credit analysis and analytical skills
Basic knowledge of credit administration, policy and procedures
Good knowledge of economics, accounting, and finance
Basic knowledge of risk analysis
Effective technical report writing skills
Effective verbal and written communication skills

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Company

U.S. Bank

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At U.S.

Funding

Current Stage
Public Company
Total Funding
$991M
Key Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO

Leadership Team

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John C Stern
CFO
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Shruti Patel
Executive Vice President & GM, CPO- Business Banking segment
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Company data provided by crunchbase