Apply on Employer Site

1st Advantage Federal Credit Union · 1 day ago

Mortgage Underwriter I

Yorktown, VA

Full-time

Onsite

Entry Level

2+ years exp

1st Advantage Federal Credit Union is currently seeking a full-time Mortgage Underwriter to support our Mortgage Department. The Mortgage Underwriter will review and decision mortgage, correspondent and home equity loans, ensuring compliance with all state and federal laws.

BankingFinanceFinancial Services

Growth Opportunities

Responsibilities

Decisions first mortgage loan applications, correspondent loan submissions and home equity loan applications according to credit union and/or agency guidelines depending on the product

Assists in training, mortgage appraisal analysis and other assignments by management

Makes recommendations regarding loan policies and procedures updates, including credit union underwriting guidelines

Provides monthly quality assessments of loan officer submission quality to branch management

Fields phone calls and answers questions regarding decisions made, from both internal colleagues, members and correspondent lenders

Performs other job-related duties as assigned

Qualification

Mortgage underwritingLoan analysisAnalytical skillsCommunication skillsInterpersonal skills

Required

Two years to three years of similar or related experience

A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program

Ability to produce a high volume of work in a very fast paced environment

Excellent communication skills

Ability to analyze data in loan applications and make decisions using logical decision-making skills that weigh the outcomes of a decision

Strong analytical skills, using solid judgment and ingenuity in decisions

Must be good with detail, numbers and have good organizations and interpersonal skills

Continuous alertness, precision and concentration to ensure accuracy and thoroughness of work

Effective verbal communication to convey and acknowledge receiving detailed or important instructions accurately, loudly, or quickly

Able to hear average or normal conversations and receive ordinary information to communicate effectively

Using primarily just fingers to make small movements such as typing, picking up small objects, or pinching fingers together to use office equipment such as phones, computers, scanners, and other office machinery

Movements frequently and regularly required using the wrists, hands, and/or fingers

Average, ordinary visual acuity necessary to prepare and inspect documents, read email and computer screens, and operate office machinery

Sedentary work; sitting most of the time. Exerts up to 25lbs. of force occasionally

Reaching and stretching, below the shoulders, to access files, checks, documents, or office equipment on and across shelves, counters, and desks