JPMorganChase · 7 hours ago
Risk Management - Credit Risk Associate - Business Services
131 S Dearborn St, Chicago, IL, 60603, US
Full-time
Onsite
Mid Level
$125K/yr - $140K/yr
3+ years expJPMorganChase is a leading financial institution that provides innovative financial solutions globally. As a Credit Risk Associate within the Business Services Leveraged Finance Credit team, you will manage and monitor a portfolio of leveraged issuers, underwrite LBOs, and collaborate with various teams to ensure compliance and deliver collateral-backed solutions.
Asset ManagementBankingFinancial Services
Responsibilities
Manage and monitor a portfolio of client credit exposures across Business Services subsectors (e.g., facilities management, outsourcing, staffing, security services, consulting firms, etc.)
Track exposure across loans, revolvers, term loans, letters of credit, ABL facilities, and derivatives; ensure compliance with limits, covenants, and internal risk appetite
Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience
Take ownership of client credit needs and independently develop credit opinions
Build and review pro forma capital structures and cash flow projection models; assess debt capacity, deleveraging paths, interest coverage, liquidity, and covenant headroom
Manage credit due diligence process for clients and capital markets transactions, coordinating third‑party reports, management meetings, and site visits
Assess counterparty credit risk using SA‑CCR/PFE methodologies; monitor exposure, collateral thresholds, and margining under CSA
Coordinate with Treasury Services, Payments Risk, and Implementation teams to align product structures, collateralization/guarantees, and documentation with credit appetite
Collaborate with Global Corporate Banking Coverage, Debt Capital Markets, Investment Banking Coverage, and Syndicate teams
Stay current on all aspects of credit relationships, including exposure, compliance, documentation status, and ongoing credit research
Qualification
Required
Bachelors degree
Completion of a major corporate bank credit training program or equivalent experience
Minimum of 3 years of related experience in credit risk, leveraged finance, or corporate finance
Strong accounting and corporate finance expertise; proven analytical and financial modeling ability
Proficiency in Excel, PowerPoint, and Word; ability to produce concise, decision‑ready materials
Outstanding verbal and written communication; strong interpersonal skills; ability to perform under pressure in a demanding environment
Preferred
MBA or CFA designation
Familiarity with rating agency methodologies and stress testing practice
Experience with ABL structures, borrowing base analysis, and collateral diligence
Knowledge of loan and derivative products, documentation, and structuring; experience negotiating legal documents associated with credit products
Experience negotiating legal documents associated with credit products
Sector familiarity beyond Business Services (e.g., Consumer, Retail, Healthcare, Diversified Industries, Automotive, Transportation, Aerospace, Defense, Airlines, Natural Resources, Energy)
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
JPMorganChase
With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.
10001+ employees
H1B Sponsorship
JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3471)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)
Funding
Current Stage
Public CompanyTotal Funding
unknown1998-02-01IPO
Leadership Team
Allison Beer
CEO of Card Services and Connected Commerce
Dan Mendelson
CEO, Morgan Health
Recent News
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