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Triumph · 18 hours ago

Senior Credit Analyst

Coppell, TX

Full-time

Onsite

Mid, Senior Level

3+ years exp

Triumph is a company focused on creating a seamless freight transaction network. The Senior Credit Analyst is responsible for granting and maintaining credit limits, overseeing account debtor profiles, and managing credit limit expirations, while also assisting management in financial analysis and credit proposals.

BankingCommercial LendingFinancial ServicesPayments

Culture & Values

Responsibilities

Evaluate the credit worthiness of current and prospective commercial account debtors through the review of financial statements, use of mercantile credit reports, public information databases, internal payment history and any other information that could serve as a basis for establishing a reasonable credit limit

Assist management in the preparation of written credit proposals and presentations to various credit committees

Prepare written analysis of current and prospective credit exposures

Assist in maintaining and reviewing current information for account debtors as per company policy

Stay informed on industry trends as it relates to concentration in the portfolio and debtor risk

Review credit alerts to be sure the company’s risk is manageable

Provide assistance to external and internal customers through phone and email

Maintain communication with Account Resolutions, Sales, Underwriting, and Operations departments to minimize credit losses

Review debtors for prospective clients and communicate with the Sales staff through Salesforce

Trains, mentors, and assist management in developing new team members on the credit team

Work with management to determine and communicate potential business needs that require IT support

Work with management to review credit losses and explore potential changes in credit standards or processes

Other duties, as assigned

Qualification

Credit analysisFinancial statement analysisRisk managementTransportation industry knowledgeMicrosoft ExcelProfessional communicationProblem solvingDecision makingOrganizational skills

Required

Bachelor's degree in business, finance, or related field is required

A minimum of three (3) to five (5) years of experience in credit analysis and risk management

Extensive understanding of financial statements (analytics and trends) is a must

Ability to read, interpret, and analyze financial statements

Must have a deep understanding of spreading financial statements

Problem solving and decision-making skills are essential

Initiative and ability to work independently and as part of the team

Strong work ethic and organizational skills

Must be proficient in Microsoft Word and Excel

Ability to handle multiple tasks while maintaining attention to detail

Strong professional communication skills

Well organized, resourceful, and planful; effective and efficient at organizing multiple resources to get things done

Ability to comfortably work through conflict without hesitation and make challenging decisions

Preferred

Master's degree in accounting or finance is preferred, but not required

Widespread knowledge of the transportation and/or logistics factoring industry is strongly preferred

Benefits

Medical

Dental

Vision

Paid Time Off

401k

And much more.

Company

Triumph

Triumph is a financial and technology company serving the transportation industry with pioneering payments, factoring, intelligence and banking solutions, powered by The Triumph Network.

Founded in 2010

Dallas, Texas, USA

1001-5000 employees